Altra’s Routing #: 291881216

Free Checking


Straight-forward, no nonsense Free Checking Account*

Altra’s Free Checking Account offers lots of convenient features that make managing your account easy on you (and your wallet)! But there is one thing we don’t have – fees if you don’t keep a minimum balance.

Opening an account is easy online or stop into one of our many branches. Already have checking elsewhere? No problem, use our Checking Switch Kit to move your account!

*Altra Free Checking is free with electronic statements (eStatements). If you choose to not accept eStatements, a service charge will be applied to receive monthly paper statements (excludes ages 17 & under). Membership eligibility required. Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts. A joint account holder age 18 or over is required if minor account holder is age 17 and under. One account per person. 

Check It Out!

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  • Free telephone account access & balance inquiries
  • Free unlimited phone transfers from Altra Checking
  • Free Altra Secure ID Identity Theft protection
  • Free Online Check Images
  • Free Welcome Pack of checks for Students

Other Account Features

  • Online Funds Transfer between Financials
  • Cross-account transfers to and from Altra accounts on which you’re a joint owner
  • Overdraft Transfer Protection from accounts on which you’re a joint owner
  • Overdraft Privilege to qualified members
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Checking Comparison

In addition to our free checking account, we also offer checking accounts which pay competitive dividends allowing you to earn money off of your balance. We also offer checking accounts specifically with our youth members in mind. Compare our checking accounts to see which is best for you.

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