Altra’s Routing #: 291881216

Loan Protection


Payment Protection

Your family means everything to you. If the Unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why Altra offers Personal Choice Payment Protection, which may cancel your loan balance or payments in case of:

• Involuntary unemployment
• Disability
• Death

Life Plus

For additional protections, all of our options include Life Plus which extends your Payment Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.

• Accidental dismemberment
• Terminal illness
• Hospitalization or family medical leave
• Death of a non-protected dependent

File a Claim

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the above Payment Protection Products.

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If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union.

Value of Payment Protection


Additional Loan Protection Options

GAP Insurance

GAP Insurance stands for Guaranteed Auto Protection. This kind of protection covers you in the event that your car is stolen, totaled or destroyed and deemed a total loss. Gap Insurance is intended to cover the monetary difference between what your car is worth and what you still owe on your loan.

MMP (Major Mechanical

Protect yourself from the expense of costly repairs with Major Mechanical Protection (MMP). You’re not only getting a policy, you’re gaining a way to keep your vehicle running so you can get to work, run errands, and do other things in which you rely on your car.

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