Free Checking


Straight-forward, no nonsense Checking

Altra Free Checking offers no minimum balance and no monthly fees, plus lots of other convenient features that make managing your account easy on you (and your wallet)! This account is great for those who are just starting out and those who prefer a straight-forward, no nonsense checking account.


Free Checking Features:

  • No minimum balance & No monthly fee
  • No monthly fee to use your Altra Visa Debit Card
  • ATM Withdrawals
    Nationwide surcharge-free CO-OP Shared Branch ATM access
    FREE unlimited at Altra-owned ATMs
    3 FREE per month at non-Altra ATMs, then $1.50 per transaction for all checking/savings accounts (surcharges may apply from ATM owner; 
  • Free telephone access & balance inquiries
  • Free unlimited phone transfers from Checking
  • Free Online Banking, Bill Pay, & e-statements
  • Free mobile banking
  • Free Altra Mobile Deposit - deposit checks with a smart phone or tablet
  • Free Altra Secure ID - Identity Theft protection
  • Free Online Check Images
  • Free Overdraft Transfers from an Altra Line of Credit or Home Equity Line of Credit 
  • Free checks for members age 60+
  • Free Welcome Pack of checks for Students


Other Account Features:

  • Online Funds Transfer between Financials
  • Cross-account transfers to and from Altra accounts on which you're a joint owner
  • Overdraft Transfer Protection from accounts on which you're a joint owner
  • Overdraft Privilege to qualified members

*Altra Free Checking is free with electronic statements (eStatements). If you choose to not accept eStatements, a service charge will be applied to receive monthly paper statements (excludes ages 17 & under). Contact Altra for complete details.



COOP Shared Branch


Thousands of Shared Branches.

Find one near you.


Co-op ATM


Thousands of Surcharge-free ATMs.

Find one near you.

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