Free Checking 


Straight-forward, no nonsense Checking

Altra Free Checking offers lots of convenient features that make managing your account easy on you (and your wallet)! But there is one thing we don’t have – fees if you don’t keep a minimum balance.


Check It Out

  • No Minimum Balance, No Monthly Fees
  • 30,000+ Surcharge-Free ATMs Nationwide
  • Free Online Banking
  • Free Bill Pay
  • Free Debit Card
  • Free Mobile app with Free Remote Check Deposit
  • Free Altra Pay (instantly send money to friends and family)
  • Free Overdraft Transfers from an Altra Line of Credit or HELOC
  • Free unlimited ATM withdrawals at Altra-owned ATMs
  • Three Free ATM withdrawals/month at non-Altra ATMs, then $1.50 per transaction (surcharges may apply from ATM owner) 
  • Free telephone account access & balance inquiries
  • Free unlimited phone transfers from Altra Checking
  • Free Altra Secure ID Identity Theft protection
  • Free Online Check Images
  • Free checks for members age 60+
  • Free Welcome Pack of checks for Students


Other Account Features

  • Online Funds Transfer between Financials
  • Cross-account transfers to and from Altra accounts on which you're a joint owner
  • Overdraft Transfer Protection from accounts on which you're a joint owner
  • Overdraft Privilege to qualified members

*Altra Free Checking is free with electronic statements (eStatements). If you choose to not accept eStatements, a service charge will be applied to receive monthly paper statements (excludes ages 17 & under). Contact Altra for complete details.


Service Charges


COOP Shared Branch


Thousands of Shared Branches.

Find one near you.


Co-op ATM


Thousands of Surcharge-free ATMs.

Find one near you.

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