Earn 2.25% APY
A+ Checking Requirements
Use the four (4) free Altra eServices listed below to earn high rate dividends and up to $20 ATM transaction fee refunds each cycle.*
- Receive your monthly A+ Checking Report Card and eStatement at a valid email address.
- Sign in to Free Online Banking at least once per cycle.**
- Have one Direct Deposit of at least $50 into A+ Checking account each cycle.**
- Have ten (10) purchases with your Free Altra Visa Debit card each cycle.**ATM transactions do not qualify.
It's easy to stay on track!
We’ll email you each month to let you know if you met the account requirements. If you can’t meet the requirements one cycle, don’t worry — you’ll simply earn a lower dividend on the balance in your account without ATM refunds for that cycle. Meet the requirements the following cycle and you’ll automatically earn high rate dividends and up to $20 in ATM refunds once again.
Free Online Banking & Bill Pay
Free Online Check Images
Free Anytime Deposit-deposit checks from a smart phone or tablet
Online Funds Transfer
Overdraft Privilege to qualified members
Free Overdraft Transfers from an Ultra Personal, Line of Credit or Home Equity Line of Credit
Overdraft Transfer Protection from accounts on which you're a joint owner
Free unlimited phone transfers from Checking
Free mobile banking & mobile app
Free text banking
Free balance inquiries by phone
Free checks (members age 60+ only)
Cross-account transfers to/from Altra accounts on which you are a joint owner
Free Altra Secure ID Theft Protection
Free Online Budgeting Tools
Free Welcome Pack of Checks (Students only)