If you want to earn dividends on your checking balance and use ATMs regularly, A+ Checking is for you! Earn competitive dividends and get up to $20 per month in ATM refunds without a monthly fee or minimum balance requirements.
If you want to earn our highest dividend rate on your checking and don’t use ATMs regularly, A+ Platinum is your best choice. Earn our best rate on balances up to $15,000 without a monthly fee or minimum balance requirements.
A+ Checking: *APY = Annual Percentage Yield. Membership eligibility required. Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts. One account per person. Qualifying accounts earn currently posted APY on balances up to $15,000 and .20% APY on balances over $15,000, plus up to $20 ATM fee refunds each cycle. To qualify you must 1) Receive your monthly eStatement at a valid email address; 2) Log in required through Altra.org or the Altra mobile app at least once per cycle. Aggregation services such as Quicken or Mint will not count as a valid login. For security purposes, we recommend using the most recent version of the mobile app available; 3) Have one direct deposit or ACH of at least $50 into your A + Checking account per cycle; and 4) Have ten (10) purchases with your Altra Visa Debit card each cycle. If all requirements are not completed and/or posted in any given cycle, the entire account balance earns 0.05% APY and will not earn ATM refunds for that cycle. Qualification cycle means the full calendar month beginning on the 1st and up to the last calendar day at 2 pm CST. Rates subject to change monthly. **Debit card transactions processed by merchants and received by Altra as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions. ATM fee refunds available for ATM withdrawals made from A+ Checking account only. Dividends calculated and paid each calendar month on the daily balance.
A+ Platinum: *APY = Annual Percentage Yield. Membership eligibility required. Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts. One account per person. To qualify you must 1) Receive your monthly eStatement at a valid email address; 2) Log in required through Altra.org or the Altra mobile app at least once per cycle. Aggregation services such as Quicken or Mint will not count as a valid login. For security purposes, we recommend using the most recent version of the mobile app available; 3) Have one direct deposit or ACH of at least $250 into your A + Platinum Checking account per cycle; and 4) Make twenty (20) purchases with your Altra Visa Debit card per cycle. If all requirements are not completed and/or posted in any given cycle, the entire account balance earns 0.05% APY for that cycle. Qualification cycle means the full calendar month beginning on the 1st and up to the last calendar day at 2 pm CST. Rates subject to change monthly. **Debit card transactions processed by merchants and received by Altra as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions. Dividends calculated and paid each calendar month on the daily balance.
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