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Loan Protection

Payment Protection

Your family means everything to you. If the Unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why Altra offers Personal Choice Payment Protection, which may cancel your loan balance or payments in case of:

• Involuntary unemployment
• Disability
• Death

Life Plus

For additional protections, all of our options include Life Plus which extends your Payment Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.

• Accidental dismemberment
• Terminal illness
• Hospitalization or family medical leave
• Death of a non-protected dependent

File a Claim

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the above Payment Protection Products.

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If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Insurance products are issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, CUMIS Insurance Society Inc., CUMIS Specialty Insurance Society Inc., American Memorial Life Insurance Company, and Union Security Insurance Company. Payment protection products include debt protection products available through your credit union that are administered by CUNA Mutual Insurance Agency, Inc. and credit life and credit disability insurance products underwritten by CMFG Life Insurance Company.</pre
Corporate Headquarters 5910 Mineral Point Road, Madison WI 53705
© TruStage. All Rights Reserved.

Value of Payment Protection

It's Easy
It's Budget-Friendly
It's Volunary
It Puts you at Ease

Additional Loan Protection Options

GAP

GAP Insurance

GAP Insurance stands for Guaranteed Auto Protection. This kind of protection covers you in the event that your car is stolen, totaled or destroyed and deemed a total loss. Gap Insurance is intended to cover the monetary difference between what your car is worth and what you still owe on your loan.

MMP

MMP (Major Mechanical Protection)

Protect yourself from the expense of costly repairs with Major Mechanical Protection (MMP). You’re not only getting a policy, you’re gaining a way to keep your vehicle running so you can get to work, run errands, and do other things in which you rely on your car.

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