Altra’s Routing #: 291881216

Inactive Accounts

Inactive Checking $50 Offer
*$50 Checking Bonus: $50 cash bonus valid for Altra members only who open a new Free Checking account, in person or online; Offer void if Altra membership has been closed within the last 6 months. To receive offer, a $50 deposit or more is required within sixty (60) days of account opening: $50 will be deposited into new checking account within 30 business days of initial deposit. One Free checking account per member; one offer per member. Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts. For tax purposes, cash bonus may be reported as dividends. Membership eligibility required. Limited time offer. Cannot be combined with any other checking bonus. Altra Free Checking is free with electronic statements (eStatements). If you choose to not accept eStatements, a service charge will be applied to receive monthly paper statements (excludes ages 17 & under). A joint account holder age 18 or over is required if minor account holder is under the age of 16. Please contact Altra for complete details.
*APY = Annual Percentage Yield. Membership eligibility required. Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts. Qualifying accounts earn 1.25% APY on balances up to $15,000 and .20% APY on balances over $15,000, plus up to $20 ATM transaction fee refunds each cycle. To qualify you must 1) Receive your monthly eStatement at a valid email address; 2) Log in required through Altra.org or the Altra mobile app at least once per cycle. Aggregation services such as Quicken or Mint will not count as a valid login. For security purposes, we recommend using the most recent version of the mobile app available; 3) Have one direct deposit or ACH of at least $50 into your A + Checking account per cycle; and 4) Have ten (10) purchases with your Altra Visa Debit card each cycle. If all requirements are not completed and/or posted in any given cycle, the entire account balance earns 0.05% APY and will not earn ATM refunds for that cycle. Qualification cycle means the full calendar month beginning on the 1st and up to the last calendar day at 2 pm CST. Rates subject to change monthly; Please contact Altra or visit www.altra.org for current rates. **Debit card transactions processed by merchants and received by Altra as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions. ATM fee refunds available for ATM withdrawals made from A+ Checking account only. Dividends calculated and paid each calendar month on the daily balance.
*APY = Annual Percentage Yield. Qualifying accounts will earn 2.25% APY on balances up to $15,000 and .20% APY over $15,000. To qualify you must 1) Receive your monthly eStatement at a valid email address; 2) Log in required through Altra.org or the Altra mobile app at least once per cycle. Aggregation services such as Quicken or Mint will not count as a valid login. For security purposes, we recommend using the most recent version of the mobile app available; 3) Have one direct deposit or ACH of at least $250 into your A + Platinum Checking account per cycle; and 4) Make twenty (20) purchases with your Altra Visa Debit card per cycle. If all requirements are not completed and/or posted in any given cycle, the entire account balance earns 0.05% APY for that cycle. Qualification cycle means the full calendar month beginning on the 1st and up to the last calendar day at 2 pm CST. Rates subject to change monthly. Debit card transactions processed by merchants and received by Altra as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions. Dividends calculated and paid each calendar month on the daily balance.
*Rate reduction of up to 1% is based on your qualifying rate with Altra Federal Credit Union. Qualifying rates are based on individual credit history, vehicle model year, vehicle value and your account relationship with Altra Federal Credit Union. Coupon cannot take rate below Altra’s floor rate. Normal lending criteria apply. Not valid with any other offers. Loans currently at Altra Federal Credit Union are not eligible for these offers. Membership eligibility required. Limited time offer. Please contact Altra for complete details.
*Mortgages available to qualified borrowers. Owner-occupied residences only. One coupon per loan closing. Coupon Expires Dec. 31, 2022; expiration is based on the application date. $350 closing costs discount good on first mortgages for purchase or refinance from another financial. Not applicable on consumer first lien mortgages. Please contact Altra for complete details.

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