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'Tis the Season for Savings!
Get $20 with any new Youth Certificate opened in December*

• Offer available for new and existing members.

• This offer applies to our Grow Up Youth Certificate and Graduation Youth Certificate. See below for Certificate details. 

• Minimum $100 deposit required.

• Get a printed Holiday Certificate of Deposit when you open a new Youth Certificate in an Altra branch in December.
  Great for gift giving!

 

 

 






 

*Membership eligibility required. $100 deposit must be placed into new Grow Up or Graduation certificate to qualify for $20 bonus deposit, ages 0-17. One $20 bonus per member. $20 bonus will be directly deposited into new Grow Up or Graduation certificate within 30 days of account opening. For tax reporting purposes, cash bonus may be reported as dividends. Contact Altra for complete details. One Grow Up Youth Certificate per Altra member, between ages 0-12, with maturity on child’s 13th birthday. Penalty of 100% of earned dividends will be imposed for withdrawal before child’s 13th birthday. One Graduation Youth Certificate per Altra member, between ages 13-17, with maturity on child’s 18th birthday. Penalty of 100% of earned dividends will be imposed for withdrawal before child’s 18th birthday. Annual Percentage Yield current as of December 1, 2016; subject to change.Federally insured by NCUA up to $250,000. Expires December 31, 2016. USE PROMO CODE: CERT20 


 

Youth Certificates

 

Youth Grow Up Certificate

Grow Up Youth Certificate

Get your money to grow up as fast as your kids! Earn 4.00 APY*

• Available to members ages 0-12.

• Minimum $100 deposit required.

• Term will vary because certificate maturity date is the child's 13th birthday.

• Certificate can be added to at any time up to the limit of $2000

 

Grow Up Certificate Terms & Conditions

 

*Annual Percentage Yield (APY) current as of June 16, 2014; subject to change. One Grow Up Youth Certificate per Altra member; member must be age 0-12. Penalty of 100% of earned dividends will be imposed for withdrawal before child’s 13th birthday. Altra is not offering a 60-month Youth term at this time. Federally insured by NCUA up to $250,000; IRA savings insured separately to an additional $250,000. 

 


 

Graduation Youth Certificate

Graduation Youth Certificate

Another reason to throw your hat and celebrate! Earn 5.00 APY**

• Available to members ages 13-17

• Minimum $100 deposit required

• Matures on 18th birthday

• Certificate can be added to at any time up to the limit of $2000

• Certificate may be opened in the child's name only

 

Graduation Certificate Terms & Conditions

 

*Annual Percentage Yield (APY) current as of June 16, 2014; subject to change. One Graduation Youth Certificate per Altra member; must be age 13-17. Penalty of 100% of earned dividends will be imposed for withdrawal before child’s 18th birthday. Altra is not offering a 60-month Youth term at this time. Federally insured by NCUA up to $250,000; IRA savings insured separately to an additional $250,000.

 


 

Best Rates Discount

Altra's Best Rate

As a credit union member-owner, it's in your best interest to use as many Altra products and services as possible! The more you participate, the stronger Altra grows as a whole. Therefore, we offer our best rates to members who use multiple services.

 

Deposit Insurance

Your savings at Altra are federally insured to $250,000 with IRA accounts insured separately for an additional $250,000. The National Credit Union Share Insurance Fund (NCUSIF), is a federal fund backed by the full faith and credit of the United States government.

 


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