Altra’s Routing #: 291881216
Savings

Savings Accounts

Saver’s Sweepstakes®

Saver’s Sweepstakes® available to MN, WI & IL residents only.

Saver’s Sweepstakes® is a new prize-linked savings account at Altra. You’ll get an entry each time you make a $25 deposit.* Prize drawings are held monthly, quarterly and annually.

Account earns 0.40% Annual Percentage Yield. *

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*Saver’s Sweepstakes® available to MN, WI & IL residents only. Membership eligibility required; personal and UTMA accounts only. Primary account holder age 18 or over is required on all Minor accounts. One account per Primary account holder per participating credit union; you may be a Joint account holder on multiple Saver’s Sweepstakes accounts at Altra. $25 minimum opening deposit; $25 minimum balance required. Earn prize-drawing entries for every $25 increase (up to 6 entries per month) for 12-month savings period. Prize drawings held monthly, quarterly and annually. Maximum two (2) withdrawals during any 12-month period (subject to $10 penalty per withdrawal), third withdrawal closes account and disqualifies account holder from prize drawings). Withdrawal penalties waived during first 7 days after account opening. Account earns 0.40% Annual Percentage Yield. Rates subject to change. Contact Altra or see full disclosure for complete details. Federally insured by NCUA.

Regular / Business Savings

A $5 minimum balance is required in a Regular savings account or a Business savings account for all Altra members; this is your ownership share in the Credit Union. This account pays dividends quarterly.

Regular / Business Savings Accounts Rates

Rates effective October 1, 2019; subject to change.

Minimum Balance Dividend Rate APY*
$5.00 0.10 0.10

*APY= Annual Percentage Yield. Regular/Business Savings – $5 minimum balance in a Regular/Business Savings account is required for all Altra members; this is your ownership share in the Credit Union. Regular/Business Savings account pays dividends quarterly. Rates subject to change.

Club Savings

No minimum balance required. A Club Savings account can be used as a budgeting tool or to keep some of your savings separated from other funds. You can have multiple Club Savings accounts for different purposes. Dividends are paid quarterly.

Club Savings Account Rates

Rates effective October 1, 2019; subject to change.

Minimum Balance Dividend Rate APY*
None 0.10 0.10

*APY= Annual Percentage Yield. Rates subject to change.

Deposit Insurance

Your savings at Altra are federally insured to $250,000 with IRA accounts insured separately for an additional $250,000. The National Credit Union Share Insurance Fund (NCUSIF), is a federal fund backed by the full faith and credit of the United States government.

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