Altra’s Routing #: 291881216
Savings

Money Market Accounts

Let Altra Help Build Your Nest Egg

Altra Money Market accounts offer competitive rates, pay dividends monthly, and allow unlimited deposits and in-person withdrawals. All Money Market accounts can be set up as overdraft protection on your Altra Checking account. Altra Money Market accounts are insured deposits.

Best Life Money Market

Limited time offer! Access your money at any time! Plus, keep adding to your account while earning a great rate!

Platinum Money Market

This account, with five balance tiers and a $35,000 minimum balance, is designed for the member who wants to maintain or grow substantial liquid assets without risking loss of principal and still earn a competitive market rate. Dividend rates are variable and dividends are paid monthly based on the daily balance in the account; there is no below-minimum-balance fee and no annual management fee. Rate automatically adjusts when your balance increases.

Platinum Money Market Rates

Minimum Balance Dividend % Rate
with Checking***
Annual % Yield
with Checking***
Dividend % Rate
w/o Checking
Annual % Yield
w/o Checking
 $35,000-$49,999  0.449  0.45  0.349  0.35
 $50,000-$74,999  0.549  0.55  0.449  0.45
 $75,000-$99,999  0.648  0.65  0.549  0.55
 $100,000-$149,999  0.747  0.75  0.648  0.65
 $150,000 & over  0.847  0.85  0.747  0.75

All Money Market, High Rate Savings, and Platinum Checking Accounts earn 0.10% dividend rate with 0.10% APY if balance falls below required minimum. The Dividend Rate and Annual Percentage Yield are the prospective rates and yields Altra anticipates paying for the applicable dividend period. Contact Altra for additional account disclosure information. Rates subject to change.

***Annual Percentage Yield-based on checking with direct deposit. Rate will revert to “No Checking” APY shown if no direct deposit during a cycle. Penalty for early withdrawals will equal 90 days dividends for terms 12-months and lower, and 180 days dividends for terms over 12-months. Savings federally insured by NCUA to $250,000 with IRA Savings insured separately for an additional $250,000. Based on account ownership, you may be eligible for more insurance coverage on your savings. Contact Altra for complete details.

Traditional Money Market

The Traditional Money Market is a perfect choice for beginning savers, with a low minimum balance of $2,500 and competitive rates on three balance tiers. Dividend rates are variable and dividends are paid monthly based on the daily balance in the account; there is no below-minimum-balance fee and no annual management fee. Rate automatically adjusts when your balance increases.

Traditional Money Market Rates

Minimum Balance Dividend % Rate
with Checking*
Annual % Yield
with Checking*
Dividend % Rate
w/o Checking
Annual % Yield
w/o Checking
$2,500-$9,999 0.300 0.30 0.200 0.20
$10,000-$19,999 0.349 0.35 0.250 0.25
$20,000 & over 0.399 0.40 0.300 0.30

All Money Market, High Rate Savings, and Platinum Checking Accounts earn 0.10% dividend rate with 0.10% APY if balance falls below required minimum. The Dividend Rate and Annual Percentage Yield are the prospective rates and yields Altra anticipates paying for the applicable dividend period. Contact Altra for additional account disclosure information. Rates subject to change.

*Annual Percentage Yield-based on checking with direct deposit. Rate will revert to “No Checking” APY shown if no direct deposit during a cycle. Penalty for early withdrawals will equal 90 days dividends for terms 12-months and lower, and 180 days dividends for terms over 12-months. Savings federally insured by NCUA to $250,000 with IRA Savings insured separately for an additional $250,000. Based on account ownership, you may be eligible for more insurance coverage on your savings. Contact Altra for complete details.

Deposit Insurance

Your savings at Altra are federally insured to $250,000 with IRA accounts insured separately for an additional $250,000. The National Credit Union Share Insurance Fund (NCUSIF), is a federal fund backed by the full faith and credit of the United States government.

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