Altra’s Routing #: 291881216

Money Market Accounts

Let Altra Help Build Your Nest Egg

Altra Money Market accounts offer competitive rates, pay dividends monthly, and allow unlimited deposits and in-person withdrawals. All Money Market accounts can be set up as overdraft protection on your Altra Checking account. 


Live your Best Life with a Money Market at Altra

Access your money at any time! Plus, keep adding to your account while earning a great rate!

Best Life Advantage Money Market Rates

Rates effective March 1, 2024; subject to change.

Dividend Rate APY*
$0,000-$14,999 1.982 2.00
$15,000-$49,999 2.080 2.10
$50,000-$74,999 2.178 2.20
$75,000-$99,999 2.276 2.30
$100,000-$149,999 2.374 2.40
$150,000 & over 2.472 2.50

*Best Life Advantage Money Market: Annual Percentage Yield (APY) based on average daily balance. Membership eligibility required. One account per member; personal accounts only. Account balance may be added to at any time; no penalty for withdrawal. No checking or direct deposit required. Rates subject to change. Limited time offer.

Indexed Money Market

The Altra Indexed Money Market is an indexed and tiered rate account based upon the 3-month Regular Advance rate of the Federal Home Loan Bank of Chicago (FHLB).  The rate is based on the last business day of the previous month and will be effective on the first day of the current month for the entire month. The Altra Indexed Money Market will earn 0.10% APY for balances below $250,000.00.  Balances higher than $250,000.00 will have a Floor Rate of 0.50% APY.  Limited to balances below $10,000,000.00.  Limit 1 Indexed Money Market account per tax reported owner.  Dividend rates and tiers are subject to change at any time.


Indexed Money Market Rates

Rates effective March 1, 2024; subject to change.

Dividend Rate APY*
$0,000-$249,999 0.100 0.10
$250,000-$499,999 4.410 4.50
$500,000-$749,999 4.602 4.70
$750,000-$999,999 4.985 5.10
$1,000,000 & over 5.366 5.50

*APY=Annual Percentage Yield. For the Altra Indexed Money Market accounts, dividends are compounded monthly and paid monthly.  The ending balance of the account each day is multiplied by a daily rate (rate divided by the interest base of 365 or 366 days) and then accrues / accumulates until posted. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. Applies to non-individuals or entities other than an individual depositor: We may require the governing body of the organization opening the account to give us separate authorization telling us who is authorized to act on its behalf.  We will honor the authorization until we actually receive written notice of a change from the governing body of the organization. We may require separate documentation to open an organization account.  If you close your account before dividends are paid, you will not receive the accrued dividends.  Please read Altra’s Account Disclosure and Agreement that may also apply to organizational accounts.  Available to both Business and Retail Members.

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