Altra’s Routing #: 291881216

First-Time Homebuyers Promo

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1st Time Homebuyers • 1% Down

Are you a first-time homebuyer? Take advantage of only 1% down on your first home purchase!

Contact one of our Loan Originators to get started today!

*APR = Annual Percentage Rate. 30-year First Time Home Buyer Portfolio program available to qualified borrowers. Qualified borrower(s) pay 1% down payment plus all closing costs with a fixed-rate term up to 30 years. Offer valid for first-time home buyer(s) purchasing an owner-occupied primary residence only. Offer void to borrower(s) who are current homeowners or who have ever owned a home. Escrow required. No Private Mortgage Insurance (PMI) required. Closing costs vary by state and typically range from 2%-6% of the loan amount. Please consult your tax advisor for deductibility. Additional Altra mortgage discounts or Altra closing cost credits do not apply. Rates based on term, personal credit history, loan to value and property type. Credit requirements apply. Payment Example: A mortgage loan of $200,000 for 30 years at a fixed interest rate of 3.125%, 3.1605% APR will have a monthly payment of $856.75. Taxes and insurance not included; your actual payment obligation with escrows included will be higher. Rates and terms subject to change. Loan to Value (LTV) is calculated by dividing the total indebtedness secured by the home by the value of the home. Maximum LTV is 99%; maximum loan amount is $250,000 up to $325,000 based on market; property must be located in AR, CO, FL, IA, KY, LA, MN, OK, TN, TX, WI. Valid property types include Single Family Home, Townhomes, Planned Unit Developments (PUDs), Condominiums, and Twin homes only; maximum five (5) acres. Manufactured homes do not qualify. Home appraisals must be completed by a state licensed or certified Altra approved appraiser. Membership eligibility required. Limited time offer. Please contact Altra for complete details.
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