Rapid Refi

Rates current as of July 1, 2015 - subject to change.







*Low or No Closing Costs


If you're planning to pay off your home loan within the next 10 years and are interested in refinancing without the traditional closing costs, then our Rapid Refi consumer mortgage may benefit you. Refinance today with low or no closing costs.**



• 10-year term with low, fixed rate

• Streamlined application process

• No pre-payment penalty

• Options are available for 15 or 20 year amortization


Contact a Financial Service Representative or the Lending Center for details!


10-year fixed rate mortgage

APR (Annual Percentage Rate)
as low as 2.94%


*Limited time offer. Rate is based on personal credit history. Loans available to qualified borrowers refinancing a first mortgage on a primary residence; maximum 80% LTV (Loan-to-Value) includes optional cash out. Available in all states except Texas on owner-occupied and vacation homes; available only on homestead property in Texas.

**Member must have checking, direct deposit and eStatements to qualify for Closing Cost Credit of $150. This is a fixed-rate mortgage; Annual Percentage Rate (APR) and monthly payments remain fixed for 10 years. 2.94% rate includes .25% discount for checking, direct deposit and e-statements.  At 2.94%, repayment requires 120 monthly payments of $9.63 per $1000 borrowed. Amortizations over 10 years require 10 year balloon. Amortizations up to 15 years available for an additional .25%; up to 20 years available for an additional .50%. Extended amortization and balloons not available in Texas.  Weekly, bi-weekly, semi-monthly or monthly payments available EXCEPT in Texas (monthly only).