Transfer your credit card balance today!
Ditch your high rate credit cards and transfer those balances to a Contactless Altra Visa Credit Card. You’ll get a fixed balance transfer rate as low as 8.99% APR and you won’t pay any balance transfer fees.*
Rates as low as 8.99% APR • Fixed Rate • No Balance Transfer Fees
You have many choices when selecting a contactless credit card. Make the switch today!
Signature
Promotional Balance Transfer (APR) Rate
Visa® Signature Rewards
8.99% APR
GO - Rewards
Promotional Balance Transfer (APR) Rate
Visa® GO Rewards Tier 1
8.99% APR
Visa® GO Rewards Tier 2
10.99% APR
Visa® GO Rewards Tier 3
12.99% APR
Visa® GO Rewards Secure
12.99% APR
NOW - Non-Rewards
Promotional Balance Transfer (APR) Rate
Visa® NOW Non-Rewards Tier 1
8.99% APR
Visa® NOW Non-Rewards Tier 2
10.99% APR
Visa® NOW Non-Rewards Tier 3
12.99% APR
Visa® NOW Non-Rewards Secure
12.99% APR
Retired Card Programs
*This card program is no longer available to NEW applicants.
Platinum
Promotional Balance Transfer (APR) Rate
Visa® Platinum Traditional Tier 1
8.99% APR
Visa® Platinum Traditional Tier 2
10.99% APR
Visa® Platinum Traditional Tier 3
12.99% APR
Visa® Platinum Traditional Student
12.99% APR
Visa® Platinum Traditional Secure
12.99% APR
Student
Promotional Balance Transfer (APR) Rate
Visa® Student Rewards
18.00% APR
Visa® Student Rewards Secure
18.00% APR
*APR = Annual Percentage Rate. No Fee Balance Transfer offer is valid for telephone or in-office balance transfers posted to a new or existing Altra Visa. Limited Time Offer. Balance transfers are sent by mail and may take up to 10 days to reach their destination; please be sure to make all minimum payments on any account from which you are transferring a balance until the balance transfer is credited to that account. Balance Transfers may not be used to pay off Altra credit cards or other Altra accounts. If you are ineligible for the top tier Altra Visa card, you may receive a card with a fixed promotional balance transfer rate: from 8.99% to 12.99% based on your card program and creditworthiness. Your balance transfer rate will remain fixed for the life of the balance transfer as long as your account remains in good standing or until your balance transfer amount is paid in full. Balance transfers do not earn Reward Points. Rate not valid on new purchases; new purchases based on current rates and card selected. Contact Altra Federal Credit Union for complete details.
Credit Card Forms & Disclosures
Credit Card Application (Online)
Credit Card Disclosure (PDF)
Visa Credit Card Addendum (NEW PROGRAM) (PDF)
Credit Card Balance Transfer (PDF)
View Now, Go, Student, Platinum Card Guide to Benefits (PDF)
Additional Travel & Accident Benefits (PDF)
Visa Signature Benefits (PDF)
