Take charge of your health care spending.
Health Savings Accounts (HSAs) are consumer directed health coverage that combines a high-deductible health plan with a tax-free savings account for medical expenses. The account pays competitive dividends monthly.
You must have coverage under an HSA-qualified high deductible health plan to open and contribute to an HSA. The qualified deductible amount changes each year; please check with an Altra Financial Service Representative for the current year’s deductible amount.
Health Savings Account (HSA) Rates
Rates effective October 1, 2024; subject to change.
Minimum Balance | Dividend Rate | APY* |
$0-$4,999 | 0.499 | 0.50 |
$5,000 & over | 0.747 | 0.75 |
*APY= Annual Percentage Yield. Rates subject to change.