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Deposits

Business Health Savings Account

Take charge of your health care spending.

Health Savings Accounts (HSAs) are consumer directed health coverage that combines a high-deductible health plan with a tax-free savings account for medical expenses. The account pays competitive dividends monthly.

You must have coverage under an HSA-qualified high deductible health plan to open and contribute to an HSA. The qualified deductible amount changes each year; please check with an Altra Financial Service Representative for the current year’s deductible amount.

Health Savings Account (HSA) Rates

Rates effective October 1, 2024; subject to change.

 Minimum Balance Dividend Rate APY*
$0-$4,999 0.499 0.50
$5,000 & over 0.747 0.75

*APY= Annual Percentage Yield. Rates subject to change.