The current details you need to fully understand our products are available at your fingertips.
Account Services
Service Fees (PDF)
Privacy Notice (PDF)
Patriot Act (PDF)
Spanish
Service Fees Spanish (PDF)
Overdraft Privilege & Regulation E Spanish (PDF)
Important Account Information
Important Account Information for our Members (PDF)
Membership and Account Agreement (PDF)
Electronic Funds Transfer (EFT) Agreement (PDF)
Truth-In-Savings Disclosure (PDF)
Truth-In-Savings Disclosure for Transaction Accounts (PDF)
Indexed Tiered Savings Disclosure (PDF)
Saver’s Sweepstakes (PDF)
Online Services
Online Banking (PDF)
Bill Payment (PDF)
Altra Pay – Send Money (PDF)
Altra Mobile Deposit (PDF)
External Account Transfer (PDF)
Credit Card
Credit Card Disclosure (PDF)
Visa Credit Card Addendum (NEW PROGRAM) (PDF)
Balance Transfer Disclosure (PDF)
Balance Transfer Instructions (PDF)
View Now, Go, Student, Platinum Card Guide to Benefits (PDF)
Additional Travel & Accident Benefits (PDF)
Visa Signature Benefits (PDF)
Overdraft Services
Overdraft Privilege & Regulation E Consent (PDF)
What is Overdraft Privilege & Protection (PDF)
Funds Availability (PDF)
Personal Choice Payment Protection (PDF)
Business Services
Important Account Information for Business (PDF)
Business Membership Agreement & Disclosure (PDF)
Business Credit Card Benefits (PDF)
Business Service Fees (PDF)
Gift Cards
Gift Card Terms & Conditions (PDF)
Home Mortgage Disclosure Act
HMDA – Home Mortgage Disclosure Act Notice (PDF)