The science of saving at Altra. Open a new youth account with a $20 deposit and we’ll match your $20!*


Youth Accounts


Youth Savings Accounts

M3 Money Club logo

Elements of Money logo

Open an Altra Youth Savings account with a $5 minimum deposit for your child (or grandchild) and Altra will match the $5 deposit*. Youth members also get to join the M3 Money Club™ (ages 0-12) or Elements of Money Club (ages 13-17).


*Membership eligibility required to join.  $5 deposit must be placed into new youth membership savings account to qualify for match, ages 0-17.  Total deposit for match cannot be split between accounts and must be full amount to receive a match of any value.  One cash bonus per member, personal account only.  Account must remain in good standing, funded, and active for a minimum of six months, or cash bonus could be withdrawn.  $5 cash bonus will be directly deposited into new savings within 30 days of account opening.  For tax reporting purposes, cash bonus may be reported as dividends.  Cannot be combined with any other offer.  One coupon per member, not redeemable for cash.  Contact Altra for complete details. Federally insured by NCUA up to $250,000.


Altra Jr.

Woman with boy

Altra Jr. is a free mobile app that teaches children good saving and spending habits, encourages giving to others, and provides math skills practice. You’ll be happy to let them play this game as much as they want. Learn more about Altra Jr.



Grow Up Youth Certificate

Get your money to grow as fast as your kids with our Grow Up Certificate!  Learn more about Grow Up Certificates.



Graduation Youth Certificate

The science of saving at Altra. Open a new youth account with a $20 deposit and we’ll match your $20!*
5.00% APY: Another reason to throw your hat!  Available for members age 13-17 with a $100 minimum deposit. Learn more about Graduation Youth Certificates.



First-Time Auto Buyer Loan

1st time auto buyer discount

Reduce your qualifying loan rate! Available to qualified borrowers financing an auto or truck loan for the very first time. Visit our auto loan rates page to learn more.



Altra Student Visa Credit Card

Altra student Visa card

This card is designed to help you build good credit and learn to manage your account responsibly. We offer a low interest rate and credit limit, cash incentives for paying bills on time, and reward points you can redeem for a discount on a future auto loan. Parents - you can even monitor your child's card online to help them stay on track. Learn more about our Student Visa credit card.