Altra’s Routing #: 291881216
Youth

Youth Certificates

Grow Up Youth Certificate

Get your money to grow up as fast as your kids! Earn 4.00 APY*

  • Available to members ages 0-12.
  • Minimum $100 deposit required.
  • Term will vary because certificate maturity date is the child’s 13th birthday.
  • Certificate can be added to at any time up to the limit of $2,000

*Annual Percentage Yield (APY) current as of April1, 2018; subject to change. One Grow Up Youth Certificate per Altra member; member must be age 0-12. Penalty of 100% of earned dividends will be imposed for withdrawal before child’s 13th birthday. Altra is not offering a 60-month Youth term at this time. Federally insured by NCUA up to $250,000; IRA savings insured separately to an additional $250,000.

Graduation Youth Certificate

Another reason to throw your hat and celebrate! Earn 5.00 APY**

  • Available to members ages 13-17
  • Minimum $100 deposit required
  • Matures on 18th birthday
  • Certificate can be added to at any time up to the limit of $4,000
  • Certificate may be opened in the child’s name only

*Annual Percentage Yield (APY) current as of April 2, 2018; subject to change. One Graduation Youth Certificate per Altra member; must be age 13-17. Penalty of 100% of earned dividends will be imposed for withdrawal before child’s 18th birthday. Altra is not offering a 60-month Youth term at this time. Federally insured by NCUA up to $250,000; IRA savings insured separately to an additional $250,000.

Deposit Insurance

Your savings at Altra are federally insured to $250,000 with IRA accounts insured separately for an additional $250,000. The National Credit Union Share Insurance Fund (NCUSIF), is a federal fund backed by the full faith and credit of the United States government.