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Youth Accounts

Youth Savings Accounts

Open an Altra Youth Savings account with a $5 minimum deposit for your child (or grandchild) and Altra will match the $5 deposit*. Youth members also get to join the M3 Money Club™ (ages 0-12) or Elements of Money Club (ages 13-17). 

*$5 deposit match available to youth members age 0-17. One cash bonus per member; personal account only. Account must be in good standing, funded, and active for minimum of six months or $5 cash bonus could be withdrawn. For tax reporting purposes, cash bonus may be reported as dividends. Cannot be combined with any other offer. Contact Altra for complete details.

Youth Certificates

Earn adult-sized dividends on kid-sized deposits. Youth Certifcates are available for members ages 0-17 with a $250 minimum balance, and can be added to at any time. Learn more about Youth Certificates


Grow Green Youth Certificate

The special Certificate was designed to help teach teens the benefits of savings by paying an above-market rate. Available for members age 12-17 with a $25 minimum balance. Learn more about Grow Green Youth Certificates.


First-Time Auto Buyer Loan

Reduce your qualifying loan rate! Available to qualified borrowers financing an auto or truck loan for the very first time. Visit our auto loan rates page to learn more.


Altra Student Visa Credit Card

This card is designed to help you build good credit and learn to manage your account responsibly. We'll help you with the basics, the pitfalls and the advantages so you can build good credit and learn to manage your account responsibly. We offer a low interest rate and credit limit, cash incentives for paying bills on time, and reward points you can redeem for a discount on a future auto loan. Parents can even monitor your card online to help you stay on track. Parents - you can even monitor your child's card online to help them stay on track. Learn more about our Student Visa credit card



Coindexter is a virtual-world game site that immerses children (ages 6-12) in real-life learning situations in a fun and safe environment. In the virtual city of Econopolis, children assume responsibility for chores and jobs, run their own company, and manage their virtual earnings. Learn more about Coindexter.