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Youth Certificates

Youth Certificates

Graduation Youth Certificate

Another reason to throw your hat and celebrate! Earn 5.00 APY**

• Available to members ages 13-17.

• Minimum $100 deposit required.

• Matures on 18th birthday

• Certificate can be added to at any time up to the limit of $2000

• Certificate may be opened in the child's name only

 Graduation Certificate Terms & Conditions

 

Grow Up Youth Certificate

Get your money to grow up as fast as your kids! Earn 4.00 APY*

• Available to members ages 0-12.

• Minimum $100 deposit required.

• Term will vary because certificate maturity date is the child's 13th birthday.

• Certificate can be added to at any time up to the limit of $2000

Grow Up Certificate Terms & Conditions

 

*Annual Percentage Yield (APY) current as of June 16, 2014; subject to change. One Grow Up Youth Certificate per Altra member; member must be age 0-12. Penalty of 100% of earned dividends will be imposed for withdrawal before child’s 13th birthday. **Annual Percentage Yield (APY) current as of June 16, 2014; subject to change. One Graduation Youth Certificate per Altra member; must be age 13-17. Penalty of 100% of earned dividends will be imposed for withdrawal before child’s 18th birthday.  Federally insured by NCUA up to $250,000; IRA savings insured separately to an additional $250,000. 

 

Youth/Student Certificate

Available for members under age 18. $250 minimum balance. Certificate can be added to at any time;  Youth Certificates receives same rates and terms as $1,000 minimum balance Certificates.

 

Altra's Best Rate

As a credit union member-owner, it's in your best interest to use as many Altra products and services as possible! The more you participate, the stronger Altra grows as a whole. Therefore, we offer our best rates to members who use multiple services.

 

Deposit Insurance

Your savings at Altra are federally insured to $250,000 with IRA accounts insured separately for an additional $250,000. The National Credit Union Share Insurance Fund (NCUSIF), is a federal fund backed by the full faith and credit of the United States government.