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Personal  >  Savings  >  Certificates


Lock in your rate and term with a Certificate

2.00% Offer


Choose a 6- to 60-month fixed rate investment with very competitive tiered dividend rates. $1,000 minimum deposit required. Get Altra's Best Rate when you have an Altra Checking Account with Direct Deposit.  Dividends are paid quarterly.


First Time Homebuyers'

This is a new certificate that focus' on helping you save up for the down payment on your first home. You can add money to this certificate at anytime. Click to get full details on this certificate and it's great rate.

First Time Homebuyers' Certificate Terms & Conditions


Life Happens Certificate

Do you have money to invest, but afraid you might need it when life takes an unexpected turn? Our Life Happens Certificate may be the right investment product for you. Earn 1.25%APY for 3 years with 25% per year withdrawal. No penalty.

Altra's Best Rate 

As a credit union member-owner, it's in your best interest to use as many Altra products and services as possible! The more you participate, the stronger Altra grows as a whole. Therefore, we offer our best rates to members who use multiple services.

Deposit Insurance

Your savings at Altra are federally insured to $250,000 with IRA accounts insured separately for an additional $250,000. The National Credit Union Share Insurance Fund (NCUSIF), is a federal fund backed by the full faith and credit of the United States government.