Altra’s Routing #: 291881216
Home Loan Process

Application Checklist

General Information

We will need some information to complete your application, but there are a couple ways to get it. With the use of technology, we may be able to obtain much of your information automatically, limiting the amount of document gathering you need to do. If not, we may need items such as pay stubs, W2’s, bank statements and potentially tax returns if self-employed. Discuss with your Lender, as we don’t want you to have to track down more than what is needed!

Purchase

  • A signed copy of the Offer-To-Purchase including addendums and any Counter Offers
  • Seller’s Condition Report

Biometric Fingerprint Authentication for Mobile

Sign in to Mobile Banking on your eligible device using your fingerprint! It’s available for most Apple® and Android™ devices that have a fingerprint scanner. If you do not have a Touch ID enabled phone, you can still use Quick Access by entering a 4-digit PIN.

Biometric Fingerprint Authentication for Mobile

Sign in to Mobile Banking on your eligible device using your fingerprint! It’s available for most Apple® and Android™ devices that have a fingerprint scanner. If you do not have a Touch ID enabled phone, you can still use Quick Access by entering a 4-digit PIN.

Refinance

  • A copy of your most recent title insurance policy may help save on some closing costs
  • A copy of your Homeowners Insurance Declarations Page

Construction

  • A signed copy of the Offer-To-Purchase including addendums and any Counter Offers (if applicable)
  • A signed copy of the  construction contract from the general contractor/builder
  • Copy of the plans and specifications with a cost breakdown (also known as a spec sheet)