Personal Line of Credit
An Altra Federal Credit Union personal line of credit is a flexible way to get the cash you need with a low, variable interest rate and no annual fee. You can access your line of credit through online or in-person transfers to a checking account. Your line of credit can be used as overdraft protection for your checking account, too. Applying is easy and can be done online, or visit us at one of many branches.
Personal Unsecured Loan
Whether it be debt consolidation, an unexpected expense or a variety of other reasons, we offer an unsecured installment loan. Competitive rates and terms up to 60 months make this a great option. Rates and terms are determined by your individual credit history.
Personal Line of Credit Rates
Rates effective May 1, 2022; subject to change.
| Term | APR Annual Percentage Rate as low as: |
|---|---|
| Variable rate, can change monthly | 7.50% |
*Personal Line of Credit Rates available to qualified members; rates based on other account relationships at Altra and personal credit history. Rate adjusts monthly tied to Prime Rate. Contact Altra for complete details.
Personal Loan Rates - Secured & Unsecured
Rates effective May 1, 2022; subject to change.
| Loan Type | APR Annual Percentage Rate as low as: |
|---|---|
| Fully/Partially Secured | 6.99%* |
| Unsecured | 8.99%* |
*Rates available to qualified members; rates based on other account relationships at Altra, personal credit history and payment method. Promotional rates apply to loans new to Altra; rates subject to change. Contact Altra for complete details.
