Altra’s Routing #: 291881216
Loans

Personal Loans & Lines of Credit

Summer Fun Personal Line of Credit

An Altra Federal Credit Union personal line of credit is a flexible way to get the cash you need with a low, variable interest rate and no annual fee. You can access your line of credit through online or in-person transfers to a checking account. Your line of credit can be used as overdraft protection for your checking account, too.  Applying is easy and can be done online, or visit us at one of many branches.

Personal Line of Credit Rates

Rates effective September 1, 2022; subject to change.

Term APR
Annual Percentage Rate
as low as:
Variable rate, can change monthly  9.50%

*Personal Line of Credit Rates available to qualified members; rates based on other account relationships at Altra and personal credit history. Rate adjusts monthly tied to Prime Rate. Contact Altra for complete details.

Personal Unsecured Loan

Whether it be debt consolidation, an unexpected expense or a variety of other reasons, we offer an unsecured installment loan. Competitive rates and terms up to 60 months make this a great option. Rates and terms are determined by your individual credit history.

Personal Loan Rates - Secured & Unsecured

Rates effective September 1, 2022; subject to change.

Loan Type APR
Annual Percentage Rate
as low as:
Fully/Partially Secured 6.99%*
Unsecured 8.99%*

*Rates available to qualified members; rates based on other account relationships at Altra, personal credit history and payment method. Promotional rates apply to loans new to Altra; rates subject to change. Contact Altra for complete details.

Make It Your Space Loan

Unsecured Home Improvement Loan

Ready to tackle that home improvement project you’ve been putting off? We’re ready too, and want to make it a reality! Our Make It Your Space Loan helps you fund your project upfront without the hassle of a home equity loan — no equity required! That means more time on making your dream space happen. If you’re approved for the loan, you’ll enjoy up to 60-month repayment period and loan amounts up to $35,000.

Make it Your Space - Home Improvement Loan Rates

Rates effective September 1, 2022; subject to change.

Loan Type APR
Annual Percentage Rate
as low as:
Unsecured 6.99%*

*APR = Annual Percentage Rate. Make It Your Space Loan available to qualified borrowers for owner occupied properties (single-family and 2-4 family dwellings only). Tax bill required to verify property ownership; bid/estimate required to verify funds are being utilized for home improvements. Maximum loan amounts up to $35,000; maximum repayment terms up to 60-months; restrictions may apply. (Example: At an APR of 6.99% for 60-months, your monthly payment will be $19.86 per $1,000 borrowed). Rates based on other account relationships at Altra and personal credit history. Rates subject to change. Membership eligibility required. Contact Altra for complete details.

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