Altra’s Routing #: 291881216
IRAs

IRA Savings

It’s never too early to start saving for retirement

Open an IRA Savings Account

Open an IRA Savings Account to accumulate retirement funds. This account allows you to make regular or one-time deposits throughout the year, up to your annual contribution limit. This account is generally used to accumulate enough funds to open an IRA Certificate or other IRA investment.

An IRA Savings Account cannot be opened online. Please call 800-755-0055 or visit your nearest branch to open this account.

IRA Savings Account Rates

Rates current as of December 7, 2018 – subject to change.

Minimum Balance Dividend Rate APY*
None 0.80 0.80

*APY= Annual Percentage Yield. Rates subject to change.

Deposit Insurance

Your savings at Altra are federally insured to $250,000 with IRA accounts insured separately for an additional $250,000. The National Credit Union Share Insurance Fund (NCUSIF), is a federal fund backed by the full faith and credit of the United States government.

Roth IRAs – Answers to your questions

Roth IRAs - Answers to your questions

Exploring Your IRA Options

Exploring Your IRA Options

Converting to a Roth IRA

Converting to a Roth IRA

Traditional IRAs – Answers to your questions

Traditional IRAs - Answers to your questions

Coverdell ESAS – Answers to your questions

Coverdell ESAS - Answers to your questions