It’s never too early to start saving for retirement
Open an IRA Savings Account
Open an IRA Savings Account to accumulate retirement funds. This account allows you to make regular or one-time deposits throughout the year, up to your annual contribution limit. This account is generally used to accumulate enough funds to open an IRA Certificate or other IRA investment.
An IRA Savings Account cannot be opened online. Please call 800-755-0055 or visit your nearest branch to open this account.
IRA Savings Account Rates
Rates effective December 1, 2019; subject to change.
|Minimum Balance||Dividend Rate||APY*|
*APY= Annual Percentage Yield. Rates subject to change.
Your savings at Altra are federally insured to $250,000 with IRA accounts insured separately for an additional $250,000. The National Credit Union Share Insurance Fund (NCUSIF), is a federal fund backed by the full faith and credit of the United States government.