IRA Savings


It's never too early to start saving for retirement


Open an IRA Savings Account

Open an IRA Savings Account to accumulate retirement funds. This account allows you to make regular or one-time deposits throughout the year, up to your annual contribution limit. This account is generally used to accumulate enough funds to open an IRA Certificate or other IRA investment.

An IRA Savings Account cannot be opened online. Please call or visit to open this account.


Deposit Insurance

Your savings at Altra are federally insured to $250,000 with IRA accounts insured separately for an additional $250,000. The National Credit Union Share Insurance Fund (NCUSIF), is a federal fund backed by the full faith and credit of the United States government

Learn more about deposit insurance.



Roth IRAs - Answers to your questions


Exploring Your IRA Options


Converting to a Roth IRA


Traditional IRAs - Answers to your questions


Coverdell ESAS - Answers to your questions