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Checking Account Comparison

 

Compare checking accounts to see which one meets your needs! Click on any account to learn more.

 

  A+ Checking**
Platinum Checking Free Checking
My+ Account
Dividend
$0 - $15,000
2.25% APY*

$15,001 & Over
0.50% APY*
$25,000 - $74,999
0.50% APY*

$75,000 & Over
0.60% APY*
None None
ATM Refunds
Up to $20 Per Cycle None None None
Minimum Balance None $25,000 None None
Monthly Fees None $10 if average daily balance falls below minimum None Free with a minimum of 15 debit card transactions. $4.95/month if minimum is not met. ATM transactions do not count.
Debit Card Free/Required** Free Free Free
Online Banking Free/Required** Free Free Free
Mobile Banking Free Free Free  Free
Bill Pay Free Free Free Free
eStatements Free/Required** Free Free Free
Altra Mobile Deposit Free Free Free Free
Anytime Rewards Free Free Free Free
Altra Secure ID
Identity Theft Protection
Free Free Free Free
Apple Pay
Android Pay
Samsung Pay 
Free & Compatible with account Free & Compatible with account
Free & Compatible with account Free & Compatible with account
Checks Free for members 60+ Free for members 60+ Free for members 60+ Not Available
Virtual Strong Box Free up to 50 MB of storage space Free up to 50 MB of storage space Free up to 50 MB of storage space Free up to 50 MB of storage space
Online Budgeting Tools Free Money Desktop Free Money Desktop Free Money Desktop Free Money Desktop
Direct Deposit Required** Available Available Available
Visa Zero Liability Yes Yes Yes Yes
Overdraft Fees Apply Apply Apply None

 

*Variable Rate

**A+ Checking Requirements

Use the four (4) free Altra eServices listed below to earn high rate dividends and up to $20 ATM transaction fee refunds each cycle.*

  1. Receive your monthly A+ Checking Report Card and eStatement at a valid email address.
  2. Sign in to Free Online Banking at least once per cycle.
  3. Have one Direct Deposit of at least $50 into A+ Checking account each cycle.
  4. Make ten (10) purchases with your Free Altra Visa Debit Card each cycle. ATM transactions do not qualify.
order checks
fraud alert registration
anytime rewards