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Checking Account Comparison

 

Compare checking accounts to see which one meets your needs! Click on any account to learn more.

 

  A+ Checking**
Platinum Checking Free Checking
Dividend
$0 - $15,000
2.25% APY*

$15,001 & Over
0.50% APY*
$25,000 - $74,999
0.50% APY*

$75,000 & Over
0.60% APY*
None
ATM Refunds
Up to $20 Per Cycle None None
Minimum Balance None $25,000 None
Monthly Fees None $10 if average daily balance falls below minimum None
Debit Card Free/Required** Free Free
Online Banking Free/Required** Free Free
Mobile Banking Free Free Free
Bill Pay Free Free Free
eStatements Free/Required** Free Free
Altra Mobile Deposit Free Free Free
Anytime Rewards Free Free Free
Altra Secure ID
Identity Theft Protection
Free Free Free
Apple Pay
Android Pay
Samsung Pay 
Free & Compatible with account Free & Compatible with account Free & Compatible with account
Checks Free for members 60+ Free for members 60+ Free for members 60+
Virtual Strong Box Free up to 50 MB of storage space Free up to 50 MB of storage space Free up to 50 MB of storage space
Direct Deposit Required** Available Available
Visa Zero Liability Yes Yes Yes
Overdraft Fees Apply Apply Apply

 

*Variable Rate

**A+ Checking Requirements

Use the four (4) free Altra eServices listed below to earn high rate dividends and up to $20 ATM transaction fee refunds each cycle.*

  1. Receive your monthly A+ Checking Report Card and eStatement at a valid email address.
  2. Sign in to Free Online Banking at least once per cycle.
  3. Have one Direct Deposit of at least $50 into A+ Checking account each cycle.
  4. Make ten (10) purchases with your Free Altra Visa Debit Card each cycle. ATM transactions do not qualify.
order checks
fraud alert registration
anytime rewards