Altra’s Routing #: 291881216
Checking

Checking Account Comparison

Compare checking accounts to see which one meets your needs!

  A+ Platinum*** A+ Checking** Platinum Checking Free Checking
Dividend
$0 – $15,000 – 3.50% APY*
$15,001 & Over – 0.40% APY*
$0 – $15,000 – 2.75% APY*
$15,001 & Over – 0.40% APY*
$25,000 – $74,999 – 0.50% APY*
$75,000 & Over – 0.60% APY*
None
ATM Refunds
None Up to $20 Per Cycle None None
Minimum Balance None None $25,000 None
Monthly Fees None None $10 if average daily balance falls below minimum None
Debit Card Free/Required*** Free/Required** Free Free
Online Banking Free/Required*** Free/Required** Free Free
Mobile Banking Free Free Free Free
Bill Pay Free Free Free Free
eStatements Free/Required*** Free/Required** Free Free
Altra Mobile Deposit Free Free Free Free
Anytime Rewards Free Free Free Free
Altra Secure ID
Identity Theft Protection
Free Free Free Free
Apple Pay
Google Pay
Samsung Pay 
Free & Compatible with account Free & Compatible with account Free & Compatible with account Free & Compatible with account
Checks †Free for members 60+ †Free for members 60+ †Free for members 60+ †Free for members 60+
Virtual Strong Box Free up to 50 MB of storage space Free up to 50 MB of storage space Free up to 50 MB of storage space Free up to 50 MB of storage space
Direct Deposit Required*** Required** Available Available
Visa Zero Liability Yes Yes Yes Yes
Overdraft Fees Apply Apply Apply Apply

*Variable Rate

**A+ Checking Requirements

Use the four (4) free Altra eServices listed below to earn high rate dividends and up to $20 ATM transaction fee refunds each cycle.*

  1. Receive your monthly A+ Checking Report Card and eStatement at a valid email address.
  2. Sign in to Free Online Banking at least once per cycle.
  3. Have one Direct Deposit of at least $50 into A+ Checking account each cycle.
  4. Make ten (10) purchases with your Free Altra Visa Debit Card each cycle. ATM transactions do not qualify.

***A+ Platinum Requirements

Use the four (4) free Altra eServices listed below to earn high rate dividends*

  1. Receive your monthly A+ Platinum Report Card and eStatement at a valid email address.
  2. Sign in to Free Online Banking at least once per cycle.
  3. Have one Direct Deposit of at least $250 into A+ Platinum account each cycle.
  4. Make twenty (20) purchases with your Free Altra Visa Debit Card each cycle. ATM transactions do not qualify.

†Limit 1 box; must be ordered in person or by phone

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