BEGIN:VCALENDAR VERSION:2.0 PRODID:-//Altra Federal Credit Union | Helping You Live Your Best Life - ECPv5.9.1//NONSGML v1.0//EN CALSCALE:GREGORIAN METHOD:PUBLISH X-WR-CALNAME:Altra Federal Credit Union | Helping You Live Your Best Life X-ORIGINAL-URL:https://www.altra.org X-WR-CALDESC:Events for Altra Federal Credit Union | Helping You Live Your Best Life BEGIN:VTIMEZONE TZID:America/Chicago BEGIN:DAYLIGHT TZOFFSETFROM:-0600 TZOFFSETTO:-0500 TZNAME:CDT DTSTART:20210314T080000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0500 TZOFFSETTO:-0600 TZNAME:CST DTSTART:20211107T070000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/Chicago:20211005T180000 DTEND;TZID=America/Chicago:20211005T190000 DTSTAMP:20211018T151633 CREATED:20210604T154151Z LAST-MODIFIED:20210916T162401Z UID:19072-1633456800-1633460400@www.altra.org SUMMARY:Redefining Diversification Webinar DESCRIPTION:Discover new ways to manage investment risk.\nTuesday\, Oct. 5\, 2021 6:00 pm CSTNo-cost\, No-obligation WebinarOffered by Altra Financial Advisors \nIn today’s volatile market\, retirement savers face new challenges. Traditional portfolio diversification may no longer be the answer to growing your savings without the risk of losing it all. Luckily\, there are new ways to manage investment risk. \nHere’s an opportunity to attend a valuable webinar on this important topic\, at no cost and no obligation. You’ll find out more about new ways to manage investment risk\, including: \n\nWhat is traditional portfolio diversification?\nHow has the investment landscape changes?\nHow can you achieve your goals with the least amount of risk?\nHow can new annuity options help you rethink diversification?\n\n \n \n \n \n \n \n \n Register Online\n \n \n \n \n \n Reserve your virtual seat today!\nSelect the registration button. On the following screen click the blue text link that says “register”\, fill in your info and click ‘submit’. You will receive a confirmation email from “messenger@webex.com on behalf of Michael Mason” that contains instructions for joining the meeting. \nPlease contact Shelia Peterson\, Altra Financial Advisors Senior Program Coordinator\, at 888-777-5211 or email sheila.peterson@cunamutual.com with any questions. \nMGA-1803467.6-1220-0123  © 2020 CUNA Mutual Group\nFR-3374451_1-1220-0123\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Contact Altra Financial Advisors\nAltra Financial Advisors is licensed to serve members in Arizona\, California\, Colorado\, Florida\, Iowa\, Michigan\, Minnesota\, North Carolina​​\, South Dakota\, Texas\, Washington and Wisconsin.​\nMeet our Advisors and learn more about the financial professionals serving Altra members! You may also contact us at 888.777.5211 or email Sheila Peterson at sheila.peterson@cunamutual.com to schedule a no-cost\, no-obligation consultation in person or by phone. \nCheck the background of these investment professionals on FINRA's BrokerCheck. \n \n \n \n Trust services provided by Members Trust Company\, a federal thrift regulated by the Office of the Comptroller of the Currency. Trust and Investment products are not federally insured\, are not obligations of or guaranteed by the credit union or any affiliated entity\, involve investment risks\, including the possible loss of principal. This is for informational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice\, please consult your attorney and/or accountant. The Altra Financial Advisors program is offered through CUNA Brokerage Services\, Inc.*\, a broker/dealer focused on serving credit union members. CUNA Brokerage Services\, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services\, Inc.\, please visit cunabrokerage.com.\n\n*Altra Financial Advisors Financial Professionals are registered representatives of CUNA Brokerage Services\, Inc. Representatives are registered\, securities sold\, advisory services offered through CUNA Brokerage Services\, Inc. (CBSI)\, member FINRA/SIPC\, a registered broker/dealer and investment advisor\, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured\, May Lose Value\, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services\, Inc. is a registered broker/dealer in all fifty States of the United States of America.\nFR-3636496.1-0621-0723 URL:https://www.altra.org/event/redefining-diversification-webinar LOCATION:Virtual Webinar ATTACH;FMTTYPE=image/jpeg:https://www.altra.org/wp-content/uploads/2021/06/1200x400_AFA_RedefineDiversification_100521_Web.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20211012T180000 DTEND;TZID=America/Chicago:20211012T180000 DTSTAMP:20211018T151633 CREATED:20210604T154154Z LAST-MODIFIED:20210920T220536Z UID:19077-1634061600-1634061600@www.altra.org SUMMARY:Three Transitions to Retirement Webinar DESCRIPTION:Join Us!\nTuesday\, October 12\, 2021 6:00 pm CSTNo-cost\, No-obligation WebinarOffered by Altra Financial Advisors \n \n \n \n \n \n \n \n Register Online\n \n \n \n \n \n Are you ready to retire? You might be prepared for the financial transition\, but it’s about more than just the money! You’ll experience lifestyle and emotional transitions as well. We can help you understand these upcoming changes and provide the information you need to better prepare for this next exciting adventure. Working together\, we’ll gain clarity and confidence about your path to retirement. \nIn this session\, you’ll learn: \n\nHow to confidently address the financial\, lifestyle and emotional transitions to retirement\nHow to guard against risks and manage those that are inevitable\nWhether you are ready for retirement\n\nReserve your virtual seat today! \nSelect the registration button; on the following screen click the blue “register” text link\, fill in your info\, then click ‘submit’. You will receive a confirmation email that contains the meeting access code and password with instructions for joining the meeting. \nQuestions? \nPlease contact Shelia Peterson\, Altra Financial Advisors Senior Program Coordinator\, at 888-777-5211 or email sheila.peterson@cunamutual.com with any questions. \nMGA-3055100.1-0420-0522 © 2020 CUNA Mutual Group\nFR-3394623.2-0421-0523\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Contact Altra Financial Advisors\nAltra Financial Advisors is licensed to serve members in Arizona\, California\, Colorado\, Florida\, Iowa\, Michigan\, Minnesota\, North Carolina​​\, South Dakota\, Texas\, Washington and Wisconsin.​\nMeet our Advisors and learn more about the financial professionals serving Altra members! You may also contact us at 888.777.5211 or email Sheila Peterson at sheila.peterson@cunamutual.com to schedule a no-cost\, no-obligation consultation in person or by phone. \nCheck the background of these investment professionals on FINRA's BrokerCheck. \n \n \n \n Trust services provided by Members Trust Company\, a federal thrift regulated by the Office of the Comptroller of the Currency. Trust and Investment products are not federally insured\, are not obligations of or guaranteed by the credit union or any affiliated entity\, involve investment risks\, including the possible loss of principal. This is for informational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice\, please consult your attorney and/or accountant. The Altra Financial Advisors program is offered through CUNA Brokerage Services\, Inc.*\, a broker/dealer focused on serving credit union members. CUNA Brokerage Services\, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services\, Inc.\, please visit cunabrokerage.com.\n\n*Altra Financial Advisors Financial Professionals are registered representatives of CUNA Brokerage Services\, Inc. Representatives are registered\, securities sold\, advisory services offered through CUNA Brokerage Services\, Inc. (CBSI)\, member FINRA/SIPC\, a registered broker/dealer and investment advisor\, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured\, May Lose Value\, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services\, Inc. is a registered broker/dealer in all fifty States of the United States of America.\nFR-3636496.1-0621-0723 URL:https://www.altra.org/event/three-transitions-to-retirement-webinar LOCATION:Virtual Webinar ATTACH;FMTTYPE=image/jpeg:https://www.altra.org/wp-content/uploads/2021/06/1200x400_AFA-3Transitions_101221.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20211012T180000 DTEND;TZID=America/Chicago:20211012T190000 DTSTAMP:20211018T151633 CREATED:20211006T163542Z LAST-MODIFIED:20211006T164259Z UID:20768-1634061600-1634065200@www.altra.org SUMMARY:Rochester Credit Seminar DESCRIPTION:Are you getting the Credit You Deserve?\nTuesday\, October 12\, 2021 • 6:00 pm CST\nAltra Federal Credit Union\n3833 Cascade Creek Rd. NW • Rochester\, MN55901 \nJoin us for this free seminar were you’ll learn all about credit scores and reports\, what factors lenders use to assess creditworthiness and how life events can impact credit scores. \nYou’ll gain a better understanding of how your credit score impacts your financial life\, and what has changed in terms of credit since the pandemic. Plus\, receive tips on how to improve and maintain your credit score. \nDoor prizes and light refreshments will be provided. \nThis seminar is open to everyone\, but seating is limited\, so please register below if you plan to attend. \n \n \n \n \n \n \n \n Register Here URL:https://www.altra.org/event/rochester-credit-seminar LOCATION:Rochester 19th St. Branch\, 3833 Cascade St NW\, Rochester\, MN 55901\, USA\, Rochester\, Minnesota\, 55901\, United States ATTACH;FMTTYPE=image/jpeg:https://www.altra.org/wp-content/uploads/2021/09/21_CreditSeminar_Roch_WebsiteCalendar_1200x400.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20211020T180000 DTEND;TZID=America/Chicago:20211020T190000 DTSTAMP:20211018T151633 CREATED:20210604T154157Z LAST-MODIFIED:20211005T153005Z UID:19082-1634752800-1634756400@www.altra.org SUMMARY:Social Security & Your Retirement Webinar DESCRIPTION:Do you know the rules and options for starting benefits?\nWednesday\, Oct. 20\, 2021 6:00 pm CSTNo-cost\, No-obligation Webinar Offered by Altra Financial Advisors \nDetermining when to begin benefits could be one of the biggest financial decisions you face\, and there are key issues to consider. Here’s an opportunity to attend a valuable educational virtual seminar on this important topic\, at no cost and no obligation. \nDuring the webinar\, you’ll find out more about your Social Security benefits and discuss the role they play when setting a clear direction for your financial future. You’ll learn the answers to your Social Security questions\, including: \n\nWhat are the rules for starting your Social Security benefits?\nHow do spouses coordinate their benefits?\nAre there different routes to take that could potentially increase your benefits?\nHow do you decide where Social Security fits within your retirement plans?\n\n \n \n \n \n \n \n \n Register Online\n \n \n \n \n \n Reserve your virtual seat today!\nSelect the registration button; on the following screen click the blue “register” text link\, fill in your info\, then click ‘submit’. You will receive a confirmation email that contains the meeting access code and password with instructions for joining the meeting. \nPlease contact Shelia Peterson\, Altra Financial Advisors Senior Program Coordinator\, at 888-777-5211 or email sheila.peterson@cunamutual.com with any questions. \nMGA-3052356.1-0420-0522 © 2020 CUNA Mutual Group\nFR-3403867.1-0121-0223\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Contact Altra Financial Advisors\nAltra Financial Advisors is licensed to serve members in Arizona\, California\, Colorado\, Florida\, Iowa\, Michigan\, Minnesota\, North Carolina​​\, South Dakota\, Texas\, Washington and Wisconsin.​\nMeet our Advisors and learn more about the financial professionals serving Altra members! You may also contact us at 888.777.5211 or email Sheila Peterson at sheila.peterson@cunamutual.com to schedule a no-cost\, no-obligation consultation in person or by phone. \nCheck the background of these investment professionals on FINRA's BrokerCheck. \n \n \n \n Trust services provided by Members Trust Company\, a federal thrift regulated by the Office of the Comptroller of the Currency. Trust and Investment products are not federally insured\, are not obligations of or guaranteed by the credit union or any affiliated entity\, involve investment risks\, including the possible loss of principal. This is for informational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice\, please consult your attorney and/or accountant. The Altra Financial Advisors program is offered through CUNA Brokerage Services\, Inc.*\, a broker/dealer focused on serving credit union members. CUNA Brokerage Services\, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services\, Inc.\, please visit cunabrokerage.com.\n\n*Altra Financial Advisors Financial Professionals are registered representatives of CUNA Brokerage Services\, Inc. Representatives are registered\, securities sold\, advisory services offered through CUNA Brokerage Services\, Inc. (CBSI)\, member FINRA/SIPC\, a registered broker/dealer and investment advisor\, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured\, May Lose Value\, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services\, Inc. is a registered broker/dealer in all fifty States of the United States of America.\nFR-3636496.1-0621-0723 URL:https://www.altra.org/event/social-security-your-retirement-webinar-2 LOCATION:Virtual Webinar ATTACH;FMTTYPE=image/jpeg:https://www.altra.org/wp-content/uploads/2021/06/1200x400_SSRetire_102021.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Chicago:20211026T173000 DTEND;TZID=America/Chicago:20211026T183000 DTSTAMP:20211018T151633 CREATED:20210604T154151Z LAST-MODIFIED:20211006T152025Z UID:19073-1635269400-1635273000@www.altra.org SUMMARY:Understanding Medicare Webinar DESCRIPTION:Medicare Basics & Tips for Retirement Income Planning\nTuesday\, Oct. 26\, 2021 5:30 pm CTNo-cost\, No-obligation WebinarOffered by Altra Financial Advisors \nPlanning for retirement is never easy and maneuvering through Medicare rules and regulations is one more step in an already confusing process. Join us for a no-cost\, no-obligation virtual webinar that can help answer your questions: \nDuring the webinar\, you’ll find out more about the basics of Medicare and how financial education can help you in retirement income planning. You’ll learn the answers to your Medicare questions and discuss: \n\nMedicare basics and the differences between Parts A\, B\, C and D\nTips for choosing your coverage and enrolling in Medicare\nHow to consider health care costs when planning your retirement income\n\n \n \n \n \n \n \n \n Register Online\n \n \n \n \n \n Reserve your virtual seat today!\nSelect the registration button. On the following screen click the blue text link that says “register”\, fill in your info and click ‘submit’. You will receive a confirmation email from “messenger@webex.com on behalf of Michael Mason” that contains instructions for joining the meeting. \nPlease contact Shelia Peterson\, Altra Financial Advisors Senior Program Coordinator\, at 888-777-5211 or email sheila.peterson@cunamutual.com with any questions. \nMGA-3055122.1-0420-0522 @ 2020 CUNA Mutual Group\nFR-3547026.1-0421-0523\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Contact Altra Financial Advisors\nAltra Financial Advisors is licensed to serve members in Arizona\, California\, Colorado\, Florida\, Iowa\, Michigan\, Minnesota\, North Carolina​​\, South Dakota\, Texas\, Washington and Wisconsin.​\nMeet our Advisors and learn more about the financial professionals serving Altra members! You may also contact us at 888.777.5211 or email Sheila Peterson at sheila.peterson@cunamutual.com to schedule a no-cost\, no-obligation consultation in person or by phone. \nCheck the background of these investment professionals on FINRA's BrokerCheck. \n \n \n \n Trust services provided by Members Trust Company\, a federal thrift regulated by the Office of the Comptroller of the Currency. Trust and Investment products are not federally insured\, are not obligations of or guaranteed by the credit union or any affiliated entity\, involve investment risks\, including the possible loss of principal. This is for informational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice\, please consult your attorney and/or accountant. The Altra Financial Advisors program is offered through CUNA Brokerage Services\, Inc.*\, a broker/dealer focused on serving credit union members. CUNA Brokerage Services\, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services\, Inc.\, please visit cunabrokerage.com.\n\n*Altra Financial Advisors Financial Professionals are registered representatives of CUNA Brokerage Services\, Inc. Representatives are registered\, securities sold\, advisory services offered through CUNA Brokerage Services\, Inc. (CBSI)\, member FINRA/SIPC\, a registered broker/dealer and investment advisor\, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured\, May Lose Value\, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services\, Inc. is a registered broker/dealer in all fifty States of the United States of America.\nFR-3636496.1-0621-0723 URL:https://www.altra.org/event/understanding-medicare-webinar-2 LOCATION:Virtual Webinar ATTACH;FMTTYPE=image/jpeg:https://www.altra.org/wp-content/uploads/2021/06/1200x400_Medicare_102621_WEB.jpg END:VEVENT END:VCALENDAR