First-Time Car Buyer?
Get the best loan rate at Altra!


We make your first car purchase even more special


Reduce your qualifying rate up to 1.00% APR!


First time car buyers usually don’t get loan offers like this! Take a discount from our already competitive rate if you’re a qualified member financing an auto or truck loan for the first time.


Check out our Rates


In addition to your First-time Car Buyer reduced rate, you may qualify for additional savings if you use Autopay or a credit card, or if you have another relationship with Altra, like a checking account.


Open an Account


First-time auto buyer? Click for an article about doing your homework!
Buying a car? Click for more information!


Note: Motorcycles and Leases do not qualify for the First-time Auto Buyer Discount.


We're ready to help!

Call us:
Toll-free: 855-256-0183
Talk live to a lending service specialist
Monday through Friday
7:30am to 6:00pm CST

Meet us:
Altra Federal Credit Union
Lending Center
Branch Locations