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Youth Certificates

Youth Certificate

Graduation Youth Certificate

Another reason to throw your hat and celebrate! Earn 5.00 APY**

• Available to members ages 13-17.

• Minimum $100 deposit required.

• Matures on 18th birthday

• Certificate can be added to at any time up to the limit of $2000

• Certificate may be opened in the child's name only

 

Grow Up Youth Certificate

Get your money to grow up as fast as your kids! Earn 4.00 APY*

• Available to members ages 4-12.

• Minimum $100 deposit required.

• Term will vary because certificate maturity date is the child's 13th birthday.

• Certificate can be added to at any time up to the limit of $2000

*Annual Percentage Yield (APY) current as of June 1, 2014; subject to change. One Grow Up Youth Certificate per Altra member; member must be age 4-12. Penalty of 100% of earned dividends will be imposed for withdrawal before child’s 13th birthday. **Annual Percentage Yield (APY) current as of June 1, 2014; subject to change. One Graduation Youth Certificate per Altra member; must be ate 13-17. Penalty of 100% of earned dividends will be imposed for withdrawal before child’s 18th birthday.  Federally insured by NCUA up to $250,000; IRA savings insured separately to an additional $250,000. 

 

Altra's Best Rate

As a credit union member-owner, it's in your best interest to use as many Altra products and services as possible! The more you participate, the stronger Altra grows as a whole. Therefore, we offer our best rates to members who use multiple services.

 

Deposit Insurance

Your savings at Altra are federally insured to $250,000 with IRA accounts insured separately for an additional $250,000. The National Credit Union Share Insurance Fund (NCUSIF), is a federal fund backed by the full faith and credit of the United States government.

 

Construction Financing

When building or remodeling, your business faces many pressures.  Our loan
officers will work with you to structure a loan that will save valuable time and money.  We take the time to understand our members’ needs and structure the
financing to fit your specific situation.