Altra’s Routing #: 291881216
Rates

Savings & Money Market Rates

Best Life Money Market Rates

Minimum
Balance
Dividend % Rate Annual % Yield
$0,000-$24,999 0.100 0.10
$25,000-$49,999 0.698 0.70
$50,000-$74,999 0.797 0.80
$75,000-$99,999 0.896 0.90
$100,000-$149,999 0.995 1.00
$150,0000 & over 1.095 1.10

All Money Market, High Rate Savings, and Platinum Checking Accounts earn 0.10% dividend rate with 0.10% APY if balance falls below required minimum. The Dividend Rate and Annual Percentage Yield are the prospective rates and yields Altra anticipates paying for the applicable dividend period. Contact Altra for additional account disclosure information.

*Best Life Money Market: Annual Percentage Yield (APY) based on average daily balance: 0.70% APY for $25,000-$49,999.99; 0.80% APY for $50,000-$74,999.99; 0.90% APY for $75,000-$99,999.99; 1.00% APY for $100,000-$149,999.99; and 1.10% APY for $150,000 or greater. Accounts that fall below the average daily balance of $25,000 will earn 0.10% APY. Membership eligibility required. One account per member; personal accounts only. Account balance may be added to at any time; no penalty for withdrawal. No checking or direct deposit required. Rates subject to change. Limited time offer. Savings federally insured by NCUA to $250,000 with IRA Savings insured separately for an additional $250,000. Based on account ownership, you may be eligible for more insurance coverage on your savings. Contact Altra for complete details.

Club Savings Account Rates

Minimum Balance Dividend % Rate Annual % Yield
None 0.100 0.10

*Rates subject to change.

Health Savings Account (HSA) Rates

 Minimum Balance Dividend % Rate Annual % Yield
$0-$4,999 0.747 0.75
$5,000 & over 0.995 1.00

*Rates subject to change.

High Rate Savings Accounts Rates

Minimum Balance Dividend % Rate Annual % Yield
$25,000-$74,999 0.499 0.50
$75,000 & over 0.598 0.60

*All Money Market, High Rate Savings, and Platinum Checking Accounts earn 0.10% dividend rate with 0.10% APY if balance falls below required minimum. The Dividend Rate and Annual Percentage Yield are the prospective rates and yields Altra anticipates paying for the applicable dividend period. Rates subject to change. Contact Altra for additional account disclosure information.

IRA Savings Account Rates

Minimum Balance Dividend % Rate Annual % Yield
None 0.797 0.80

*Rates subject to change.

Platinum Money Market Rates

Minimum Balance Dividend % Rate
with Checking***
Annual % Yield
with Checking***
Dividend % Rate
w/o Checking
Annual % Yield
w/o Checking
 $35,000-$49,999  0.449  0.45  0.349  0.35
 $50,000-$74,999  0.549  0.55  0.449  0.45
 $75,000-$99,999  0.648  0.65  0.549  0.55
 $100,000-$149,999  0.747  0.75  0.648  0.65
 $150,000 & over  0.847  0.85  0.747  0.75

All Money Market, High Rate Savings, and Platinum Checking Accounts earn 0.10% dividend rate with 0.10% APY if balance falls below required minimum. The Dividend Rate and Annual Percentage Yield are the prospective rates and yields Altra anticipates paying for the applicable dividend period. Contact Altra for additional account disclosure information. Rates subject to change.

***Annual Percentage Yield-based on checking with direct deposit. Rate will revert to “No Checking” APY shown if no direct deposit during a cycle. Penalty for early withdrawals will equal 90 days dividends for terms 12-months and lower, and 180 days dividends for terms over 12-months. Savings federally insured by NCUA to $250,000 with IRA Savings insured separately for an additional $250,000. Based on account ownership, you may be eligible for more insurance coverage on your savings. Contact Altra for complete details.

Regular / Business Savings Accounts Rates

Minimum Balance Dividend % Rate Annual % Yield
$5.00 0.100 0.10

Regular/Business Savings – $5 minimum balance in a Regular/Business Savings account is required for all Altra members; this is your ownership share in the Credit Union. Regular/Business Savings account pays dividends quarterly. Rates subject to change.

Traditional Money Market Rates

Minimum Balance Dividend % Rate
with Checking*
Annual % Yield
with Checking*
Dividend % Rate
w/o Checking
Annual % Yield
w/o Checking
$2,500-$9,999 0.300 0.30 0.200 0.20
$10,000-$19,999 0.349 0.35 0.250 0.25
$20,000 & over 0.399 0.40 0.300 0.30

All Money Market, High Rate Savings, and Platinum Checking Accounts earn 0.10% dividend rate with 0.10% APY if balance falls below required minimum. The Dividend Rate and Annual Percentage Yield are the prospective rates and yields Altra anticipates paying for the applicable dividend period. Contact Altra for additional account disclosure information. Rates subject to change.

*Annual Percentage Yield-based on checking with direct deposit. Rate will revert to “No Checking” APY shown if no direct deposit during a cycle. Penalty for early withdrawals will equal 90 days dividends for terms 12-months and lower, and 180 days dividends for terms over 12-months. Savings federally insured by NCUA to $250,000 with IRA Savings insured separately for an additional $250,000. Based on account ownership, you may be eligible for more insurance coverage on your savings. Contact Altra for complete details.

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