Altra’s Routing #: 291881216
Rates

Visa® Credit Card Program Rates

Go (Traditional Rewards) Credit Card Rates

Rates effective February 1, 2023; subject to change.

Tiers APR (Annual Percentage Rate) Introductory APR for Purchases and Balance Transfers* 
Rewards Tier 1 16.15% 7.99%
Rewards Tier 2 18.00% 9.99%
Rewards Tier 3 18.00% 11.99%
Rewards Secure 18.00% 11.99%

*Applies to transactions posted to Your Account during the first 90 days following the opening of Your Account

Now (Non-rewards) Credit Card Rates

Rates effective February 1, 2023; subject to change.

Tiers APR (Annual Percentage Rate) Introductory APR for Purchases and Balance Transfers* 
Non-Rewards Tier 1 13.15% 7.99%
Non-Rewards Tier 2 15.15% 9.99%
Non-Rewards Tier 3 17.15% 11.99%
Non-Rewards Secure 17.15% 11.99%
*Applies to transactions posted to Your Account during the first 90 days following the opening of Your Account

Signature Card Rates

Rates effective February 1, 2023; subject to change.

Tiers APR (Annual Percentage Rate) Introductory APR for Purchases and Balance Transfers* 
Signature Rewards 17.15% 7.99%

*Applies to transactions posted to Your Account during the first 90 days following the opening of Your Account

Student Credit Card Rates

Rates effective February 1, 2023; subject to change.

APR (Annual Percentage Rate)
Visa® Student Rewards 18.00%

*This credit card program is no longer available to NEW applicants.

View Visa Credit Card Disclosure (PDF)

Visa Platinum

Rates effective February 1, 2023; subject to change.

APR (Annual Percentage Rate)
Visa® Platinum I 14.65%
Visa® Platinum II 16.65%
Visa® Platinum III 18.00%

*This credit card program is no longer available to NEW applicants.

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