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You have many choices when selecting a credit card. Altra Visa Credit Cards have a fixed for life balance transfer rate and no balance transfer fees.

Open an Altra Visa Credit Card and relax knowing that you've made a smart choice.

*No Fee Balance Transfer offer is valid for telephone or in-office balance transfers posted to a new or existing Altra Visa. Offer valid through 03/15/15. Balance transfers are sent by mail and may take up to 10 days to reach their destination; please be sure to make all minimum payments on any account from which you are transferring a balance until the balance transfer is credited to that account. Balance Transfers may not be used to pay off Altra credit cards or other Altra accounts. If you are ineligible for the top tier Altra Visa card, you may receive a card with a fixed promotional rate: from 6.9% to 12.9% based on your card program and creditworthiness. Your balance transfer rate will remain fixed for the life of the balance transfer as long as your account remains in good standing. Balance transfers do not earn Reward Points. Contact Altra Federal Credit Union for complete details on this offer.

 

 

 

 

Visa Credit Card Program

This program will be available beginning  Dec. 1, 2013

 

Card Type


APR

Annual
Percentage
Rate

Balance
Transfer Rate
(APR)

 

NOW

Altra Visa NOW card

Visa Non-Rewards Tier 1

8.9%

8.9%


Visa Non-Rewards Tier 2

10.9%

8.9%

Visa Non-Rewards Tier 3

12.9%

8.9%

 

Visa Non-Rewards Secure

12.9%

 

8.9%


GO

Altra Visa GO Card

Visa Rewards Tier 1

11.9%

6.9%

Visa Rewards Tier 2

13.9%

8.9%

Visa Rewards Tier 3

15.9%

10.9%

Visa Rewards Secure

15.9%

10.9%

     

 STUDENT

ALtra Visa Student Card

Visa Student Rewards

13.9%

8.9%

Visa Student Reward Secure

13.9%

 

8.9%

 SIGNATURE

 

Visa Signature Rewards

12.9%

12.9%

 

View NEW Visa Credit Card Disclosure

View NEW Visa Credit Card Addendum

 

Visa Platinum Credit Card Program

(EXISTING Program)

 

Purchase
Cash Advance

APR
Annual Percentage Rate

Term

Visa Platinum I

10.9%

Term applies to all Altra Credit Cards: Any change to your rate requires 45 days notice and will only apply to new transactions.

Visa Platinum II

12.9%

Visa Platinum III

14.9%

 

View EXISTING Platinum Credit Card Disclosure
View EXISTING Platinum Credit Card Addendum