Altra Membership Eligibility

It’s easier than ever to join Altra Federal Credit Union!

You and your immediate family / household members can join Altra based on any of the following options:


Residence Eligibility

If you live, work, worship, or attend school in a Select Eligibility Area, you and your immediate family / household members can join Altra. All you need is the Census Tract Number to verify eligibility.

  1. Click to Find Your Census Tract
    Use your home address, work address, place of worship or school address to determine your census tract.

  2. Click to Match your Census Tract
    Match your census tract number to an Altra Select Eligibility area in these eligibility areas:

    • La Crosse, WI
    • Winona, MN
    • Rochester, MN
    • Tyler, TX  / Smith County, TX
    • Clarksville, TN / Montgomery County, TN


Qualified Schools / School District Eligibility

If you or a member of your immediate family / household attends school or works for a school within a qualifying school or school district, you are eligible to join Altra.View Qualifying School/School District


Relationship Eligibility

If you are an immediate family member or household member of a current Altra member, you are eligible to join Altra.


Employment Eligibility

  1. Trane or a Trane Authorized Dealer
    If you are an employee of Trane or a Trane Authorized Dealer, you are eligible to join Altra.

  2. Altra Select Employee Group (SEG)
    If you are an employee of an Altra Select Employee Group (SEG), you automatically qualify for membership.  Please contact Altra's Business Services for details.


Altra Foundation Eligibility

By joining the Altra Foundation, you are automatically eligible for Altra membership.

Learn About Altra Foundation


Prime Times Social Club Eligibility

If you are a member of Altra's Prime Times Social Club you are eligible to join Altra. The Club is sponsored by Altra for seniors age 50+ who reside in La Crosse County, WI, or counties contiguous to La Crosse County, including Jackson, Monroe, Trempealeau and Vernon Counties.

Learn About Prime Times


It's Easy to Apply

Online Membership Application
We've streamlined the membership application process and offer options for new and existing members to open Savings, Checking, Certificate and Money Market accounts securely online.

Download a membership application
Mail your completed form along with copies of your valid ID to:

Altra Federal Credit Union
1700 Oak Forest Drive
Onalaska, WI 54650


If you are eligible for membership but not yet an Altra member, you can still apply for a loan!

On your loan application, please leave the account number blank. An Altra membership application will be included with your loan paperwork. You must be an Altra member to receive a Loan, Credit Card, or Line of Credit through Altra.


Altra Federal Credit Union membership: once a member, always a member.

Once you have joined Altra, you can always be a member no matter where you live or work!

2015 Annual Report