Home Equity Line of Credit (HELOC)
Personal Line of Credit
Student Loan
Loan Protection & Insurance
Proof of Coverage

Finance a new or used car, truck, or motorcycle at Altra and save. Our competitive loan rates are based on your individual credit history and the other Altra products you use. Loan terms up to 72 months are available for new vehicles and up to 60 months for used vehicles.
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Chrome Carbook

Get away from it all in a boat, jet ski, or recreational vehicle financed by Altra. Your loan term and required down payment are determined by your individual credit history. Please contact Altra for current rates at 800-755-0055
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Buying, building, or refinancing a home? Altra offers very competitive rates and a variety of programs and terms in Minnesota, Wisconsin, Iowa, Texas, Oklahoma, Arkansas, Louisiana, Tennessee, Kentucky, and Florida.
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Home Buying Coach

Protect yourself with top-of-the-line loan protection products, auto & homeowners insurance, and extended warranty coverage at great rates. Click here for more information.

Options include fixed and variable rate second mortgages with flexible terms. In most cases, you can borrow up to 100% of the available equity in your home for any purpose. Property Improvement Loans are real estate-secured loans that lends qualified borrowers the amount needed for home improvements, plus an additional one-third of the total loan amount for any other reason. (Not all home equity loan options are available in Texas due to state law.)
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This revolving line of credit is a great way to finance major ongoing expenses like home improvements or education costs, because you access money as needed and make payments only on the funds you use. Altra offers several HELOC options with:
• No application fee
• No annual fee
• No pre-payment penalties
• Easy access to available credit – make transfers in person, over the phone, or online
• A HELOC can be set up as free overdraft protection for your Altra checking account(s)
• Tax advantages – the interest you pay may be tax deductible; consult your tax professional.

HELOC Interest-only Payments
All HELOCs with a 90% or lower LTV require interest-only minimum monthly payments on the outstanding balance. You have the flexibility to pay only the interest due or to make additional payments to reduce the balance.
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A flexible way to get the cash you need, without having to call or visit the Credit Union. An Altra line of credit has a low, variable interest rate. You can use a line of credit as overdraft protection for your checking account, too.
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Altra offers three federal student loan programs: Stafford Subsidized, Stafford Unsubsidized, and PLUS loans-Parent Loans for Undergraduate Students
College Corner Online Resource Center

Have you been asked to provide proof of insurance coverage for a new or existing loan? Enter your policy information online and allow Altra to verify your coverage and update our records as required in your loan agreement.

Enter policy information online