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  Loans
  Auto, Truck, and Motorcycle Loans
 

Finance a new or used car, truck, or motorcycle at Altra and save. Our competitive loan rates are based on your individual credit history and the other Altra products you use. Loan terms up to 72 months are available for new vehicles and up to 60 months for used vehicles.
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Extended Vehicle Warranty

Protect yourself with a top-notch extended vehicle warranty. Choose a term and deductible to meet your needs. You can finance 100% of the cost with your new or used vehicle loan at Altra, or add an extended warranty to any vehicle still covered by the manufacturer's warranty.


Boat/RV/ATV/Snowmobile

Get away from it all in a boat, jet ski, or recreational vehicle financed by Altra. Your loan term and required down payment are determined by your individual credit history. Please contact Altra for current rates at 800-755-0055
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Mortgages

Buying, building, or refinancing a home? Altra offers very competitive rates and a variety of programs and terms in Minnesota, Wisconsin, Iowa, Texas, Oklahoma, Arkansas, Louisiana, Tennessee, Kentucky, and Florida.
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Home Buying Coach


  Home Equity / Property Improvement
 

Options include fixed and variable rate second mortgages with flexible terms. In most cases, you can borrow up to 100% of the available equity in your home for any purpose. Property Improvement Loans are real estate-secured loans that lends qualified borrowers the amount needed for home improvements, plus an additional one-third of the total loan amount for any other reason. (Not all home equity loan options are available in Texas due to state law.)
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  Home Equity Line of Credit (HELOC)
 

This revolving line of credit is a great way to finance major ongoing expenses like home improvements or education costs, because you access money as needed and make payments only on the funds you use. Altra offers several HELOC options with:
• No application fee
• No annual fee
• No pre-payment penalties
• Easy access to available credit – make transfers in person, over the phone, or online
• A HELOC can be set up as free overdraft protection for your Altra checking account(s)
• Tax advantages – the interest you pay may be tax deductible; consult your tax professional.

HELOC Interest-only Payments
All HELOCs with a 90% or lower LTV require interest-only minimum monthly payments on the outstanding balance. You have the flexibility to pay only the interest due or to make additional payments to reduce the balance.

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  Personal Line of Credit
 

A flexible way to get the cash you need, without having to call or visit the Credit Union. An Altra line of credit has a low, variable interest rate. You can use a line of credit as overdraft protection for your checking account, too.
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Student Loans

Altra offers three federal student loan programs: Stafford Subsidized, Stafford Unsubsidized, and PLUS loans-Parent Loans for Undergraduate Students. No matter where you are attending school, you can designate Altra as your preferred lender.
College Corner Online Resource Center


Proof of Coverage

Have you been asked to provide proof of insurance coverage for a new or existing loan? This will allow Altra to verify your coverage and update our records as required in your loan agreement.
Enter policy information online