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Auto, Truck, and Motorcycle Loans
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Finance
a new or used car, truck, or motorcycle at Altra
and save. Our competitive loan rates are based
on your individual credit history and the other Altra
products you use. Loan terms up to 72 months are available
for new vehicles and up to 60 months for used vehicles.
Rates
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Chrome Carbook |
| Boat/RV/ATV/Snowmobile
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Get
away from it all in a boat, jet ski, or recreational
vehicle
financed by Altra. Your loan term and required down
payment are determined by your individual credit
history. Please contact Altra for current rates at 800-755-0055
Rates
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| Mortgages |
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Buying,
building, or refinancing a home? Altra offers very
competitive rates and a variety of programs and
terms in
Minnesota, Wisconsin, Iowa, Texas, Oklahoma, Arkansas, Louisiana, Tennessee, Kentucky, and Florida.
Rates
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Home Buying Coach
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Home
Equity / Property Improvement
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Options include fixed and variable rate second mortgages
with flexible terms. In most cases, you can borrow up to 100% of the
available equity in your home for
any purpose. Property Improvement Loans are
real estate-secured loans that lends qualified borrowers
the amount
needed for home improvements, plus an additional
one-third of the total loan amount for any other reason. (Not all home equity loan options are
available in Texas due to state law.)
Rates
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Home Equity Line of Credit (HELOC)
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This revolving line of credit is a great way to finance major ongoing expenses like home improvements or education costs, because you access money as needed and make payments only on the funds you use. Altra offers several HELOC options with:
• No application fee
• No annual fee
• No pre-payment penalties
• Easy access to available credit – make transfers in person, over the phone, or online
• A HELOC can be set up as free overdraft protection for your Altra checking account(s)
• Tax advantages – the interest you pay may be tax deductible; consult your tax professional.
HELOC Interest-only Payments
All HELOCs with a 90% or lower LTV require interest-only minimum monthly payments on the outstanding balance. You have the flexibility to pay only the interest due or to make additional payments to reduce the balance.
Rates
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Personal Line
of Credit
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A
flexible way to get the cash you need, without
having to call or visit the Credit Union. An Altra
line of credit
has a low, variable interest rate. You can use a line
of credit as overdraft protection for your checking
account, too.
Rates
Apply for Loan
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Have
you been asked to provide proof of insurance coverage
for a new or existing loan? Enter your policy information online and allow
Altra to verify your coverage and update our records
as required in your loan agreement.
Enter policy information online
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