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  Loans

No matter what your financial need, make Altra your first call. Our experienced lending staff can help you determine which loan option is right for you. We can even help you refinance higher-interest loans to make the most of your finances.


  Auto Loans
 

Finance a new or used car, truck, or motorcycle at Altra and save. Our competitive loan rates are based on your individual credit history and the other Altra products you use. Loan terms up to 72 months are available for new vehicles and up to 60 months for used vehicles.


Extended Auto Warranty

Protect yourself with a top-notch extended vehicle warranty. Choose a term and deductible to meet your needs. You can finance 100% of the cost with your new or used vehicle loan at Altra, or add an extended warranty to any vehicle still covered by the manufacturer's warranty.


Boats/RVs

Get away from it all in a boat, jet ski, or recreational vehicle financed by Altra. Your loan term and required down payment are determined by your individual credit history.


  Home Equity Loans
 

Altra offers almost as many home equity loan options as there are reasons to choose a home equity loan. Options include fixed and variable rate second mortgages with flexible terms and a home equity line of credit. In most cases, you can borrow up to 100% of the available equity in your home for any purpose. (Not all home equity loan options are available in Texas due to state law.)


  Property Improvement Loan
 

A real estate-secured loan that lends qualified borrowers the amount needed for home improvements, plus an additional one-third of the total loan amount for any other reason.


  Line of Credit
 

A flexible way to get the cash you need, without having to call or visit the Credit Union. An Altra line of credit has a low, variable interest rate. You can use a line of credit as overdraft protection for your checking account, too.


Student Loans

Altra offers three federal student loan programs: Stafford Subsidized, Stafford Unsubsidized, and PLUS loans-Parent Loans for Undergraduate Students. No matter where you are attending school, you can designate Altra as your preferred lender. Click here to go to the Altra College Corner.


First Mortgages

Buying, building, or refinancing a home? Altra offers very competitive rates and a variety of programs and terms in Wisconsin, Minnesota and selected areas of Iowa, Kentucky, Tennessee, and Texas. Call (608)787-4500 or (800)755-0055 and press 3 to hear today's rates. Click here to go to our home-buying coach.


Proof of Coverage

Have you been asked to provide proof of insurance coverage for a new or existing loan? Click here to access a secure website where you can quickly and easily enter all of your policy information. This will allow Altra to verify your coverage and update our records as required in your loan agreement.