Rates effective March 1, 2010, and subject
to change.
Please call 800-755-0055 for information.
|
| |
NO PAYMENT FOR 90 DAYS - ASK FOR DETAILS |
| |
Term |
APR - 2006 or Newer |
| |
36 months or less |
As
low as 3.99% |
| |
48 months |
As
low as 3.99% |
| |
60
months |
As
low as 3.99% |
| |
72
months |
As
low as 4.49% |
Rates
shown include 0.25% APR discount with automatic payment set up from an Altra account. Add 0.25% APR to rate for cash payment.
Rate based on personal credit history, payment method, and vehicle information; subject to change. Loan terms available up to 72 months; term may be based on age and/or mileage of vehicle.
|
| |
NO PAYMENT FOR 90 DAYS - ASK FOR DETAILS |
| |
First-time Auto Buyer Discount
Reduce your qualifying rate up to 2%* |
As low as 3.99% (2006 and newer)
As low as 4.99% (2005 and older)
|
| |
2nd Chance Refinance Discount
Reduce your qualifying rate up to 1%** |
As low as 3.99% (2006 and newer)
As low as 4.99% (2005 and older)
|
*First-time Auto Buyer Discount available to qualified borrowers financing an auto or truck loan for the first time. Altra will reduce your qualifying rate by 2.00% APR (as low as 3.99% for '06 or newer models or as low as 4.99% for '05 and older models); subject to change. Loan terms available up to 72 months; term may be based on age of vehicle. Motorcycles and Leases do not qualify.
**2nd Chance Refinance Discount available to qualified borrowers refinancing an auto or truck loan at Altra from another financial institution or dealership. Altra may reduce your current rate by up to 1.00% APR (as low as 3.99% for '06 or newer models or as low as 4.99% for '05 and older models); rates subject to change. Loan terms available up to 72 months; term may be based on age and/or mileage of vehicle. Motorcycles and Leases do not qualify.
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| |
Boat, RV , ATV, and Snowmobile
|
|
| |
NO PAYMENT FOR 90 DAYS - ASK FOR DETAILS |
| |
Term |
APR |
| |
36 months or less |
As
low as 5.99% |
| |
48 months |
As
low as 5.99% |
| |
60
months |
As
low as 5.99% |
| |
72
months |
As
low as 6.49% |
Rates shown for current model year include 0.25% APR discount with automatic payment set up from an Altra account; add 1.00% APR to rate for other model years. Add 0.25% APR to rate for cash payment. Rate based on personal credit history, payment method, and vehicle information; subject to change. Loan terms available up to 72 months. Fixed terms of 7-10 years available for an additional 1.00% APR; contact Altra for complete details. Term may be based on age and/or mileage of vehicle.
|
| |
Home
Equity / 2nd Mortgage
|
|
|
Loan |
APR |
|
2nd Mortgage/Home Improvement
$35,000 or more* |
As
low as 4.49%
|
|
2nd Mortgage/Home Improvement
Less than $35,000* |
As
low as 4.99%
|
|
10-year Fixed - Refinances only** |
As low as 5.25% |
* In Texas, 2nd Mortgage limited
to 80% of a home's available equity. Open-ended
credit, such as a Home Equity Line
of Credit, are currently not available in Texas.
Contact Altra for other Home Equity Loan options.
**Available in all states on owner-occupied and vacation homes. Member pays ALL closing costs. Amortizations up to 20 years available for an additional .50% - Amortizations over 10 years require 10 year balloon. 80% LTV includes optional cash out. Weekly, bi-weekly, semi-monthly or monthly payments available EXCEPT in Texas (monthly only).
|
| |
Home
Equity Line of Credit (HELOC)
|
|
|
Loan
Type |
APR |
Term |
| |
Interest-Only Payments
$75,000 limit or greater |
As
low as 4.00%
|
Ask for details
|
| |
Interest-Only Payments
Less than $75,000 limit
|
As
low as 4.00%
|
Ask for details
|
*Rate for credit lines below $75,000 adjusts monthly to a variable rate of as low as Prime Rate + 0, currently 4.00% APR; rate for credit lines of $75,000+ adjusts to rate as low as Prime minus 1, with a rate floor of 4.00% APR. Rate will never exceed 18% APR. Closing costs vary by state and range from $55 to $250. HELOCs not currently available in Texas.
|
| |
Personal Loan
- Secured & Unsecured
|
|
|
Loan
Type |
APR |
Type |
|
$2,000 or more |
As
low as 7.99% |
Fully/Partially Secured |
| |
$2,000 or more |
As
low as 8.99% |
Unsecured |
|
Loan
Type |
APR |
Term |
|
$2,000 or more |
6.84% |
Variable
rate,
can change quarterly |
|
Less than $2,000 |
10.84% |
|
Purchase/Cash Advance |
APR |
Term |
|
Visa Platinum
|
10.90% |
Any change to your rate requires 45 days notice and will only apply to new transactions
|
|
Visa Gold
|
12.90% |
|
Visa Classic/Student
|
14.90% |
|
|
Loan
Type |
APR |
|
|
Unsubsidized Stafford |
6.80% |
|
| |
Graduate Subsidized Stafford |
6.80% |
| |
Undergraduate Subsidized Stafford |
5.6% |
| |
Federal PLUS Loan |
8.50% |
|
