All
rates effective July 1, 2009, and subject
to change.
Please call 800-755-0055 for information.
|
| |
Loan
Term |
APR - 2005 and newer |
| |
36 months or less |
As
low as 4.99% |
| |
48 months |
As
low as 5.75% |
| |
60
months |
As
low as 5.99% |
| |
72
months |
As
low as 6.65% |
Special |
1st time Auto Buyer Discount |
Reduce your qualifying loan rate by up to 2.00%*
|
Special |
Altra Refinance Discount |
Reduce your loan rate Altra by up to 1.00% lower
than your current rate at another financial** |
Rates
shown include automatic payment set up from an Altra account. Add 0.25% APR to rate for cash payment.
Rate based on personal credit history, payment method, and vehicle information; suject to change. Loan terms available up to 72 months; term may be based on age and/or mileage of vehicle.
*First-time Auto Buyer Loan Discount available to qualified borrowers financing their very first auto or truck loan ever, regardless of vehicle model year or loan term. Altra will reduce your qualifying rate by 2.00% APR (as low as 4.49% for '08 or newer models or as low as 5.49% for '07 and older models); subject to change. Loan terms available up to 60 months; term may be based on age and/or mileage of vehicle. Motorcycles and Leases do not qualify.
**Altra Refinance Discount available to qualified borrowers for new and used vehicle loans refinanced at Altra from another financial institution. Altra may reduce your current rate by up to 1.00% APR (as low as 4.49% for '08 or newer models or as low as 5.49% for '07 and older models); rates subject to change. Leases do not qualify. Loan terms available up to 72 months; term may be based on age and/or mileage of vehicle.
|
| |
Boat, RV , ATV, and Snowmobile
|
|
| |
Loan
Term |
APR |
| |
36 months or less |
As
low as 5.99% |
| |
48 months |
As
low as 6.75% |
| |
60
months |
As
low as 6.99% |
| |
72
months |
As
low as 7.65% |
Rates shown for current model year with automatic payment set up from an Altra account; add 1.00% APR to rate for other model years. Add 0.25% APR to rate for cash payment. Rate based on personal credit history, payment method, and vehicle information; suject to change. Loan terms available up to 72 months. Fixed terms of 7-10 years available for an additional 1.00%; contact Altra for complete details. Term may be based on age and/or mileage of vehicle.
|
| |
Home
Equity / 2nd Mortgage
|
|
|
Loan
Type |
APR |
|
2nd Mortgage/Home Improvement
$35,000 or more* |
As
low as 5.49%
|
|
2nd Mortgage/Home Improvement
Less than $35,000* |
As
low as 5.99%
|
RATE GOOD THRU JULY 15, 2009 |
10-year Fixed - Refinances only** |
As low as 4.49% |
* In Texas, 2nd Mortgage limited
to 80% of a home's available equity. Open-ended
credit, such as a Home Equity Line
of Credit, are currently not available in Texas.
Contact Altra for other Home Equity Loan options.
**Rate valid through July 15, 2009. Available in all states on owner-occupied and vacation homes. Member pays ALL closing costs. Amortiz-ations up to 20 years available for an additional .50% - Amortizations over 10 years require 10 year balloon. 80% LTV includes optional cash out. Weekly, bi-weekly, semi-monthly or monthly payments available EXCEPT in Texas (monthly only).
|
| |
Home
Equity Line of Credit (HELOC)
|
|
|
Loan
Type |
APR |
Term |
| |
Interest-Only Payments
$75,000 limit or greater |
As
low as 4.00%
|
Ask for details
|
|
|
|
| |
Interest-Only Payments
Less than $75,000 limit
|
As
low as 4.00%
|
Ask for details
|
|
|
|
*Rate for credit lines below $75,000 adjusts monthly to a variable rate of as low as Prime Rate + 0, currently 4.00% APR; rate for credit lines of $75,000+ adjusts to rate as low as Prime minus 1, with a rate floor of 4.00% APR. Rate will never exceed 18% APR. Closing costs vary by state and range from $55 to $250. HELOCs not currently available in Texas.
|
| |
Personal Loan
- Secured & Unsecured
|
|
|
Loan
Type |
APR |
Type |
|
$2,000 or more |
As
low as 7.99% |
Fully/Partially Secured |
| |
$2,000 or more |
As
low as 8.99% |
Unsecured |
|
Less than $2,000 |
18.00% |
Fully/Partially Secured Unsecured |
|
Loan
Type |
APR |
Term |
|
$2,000 or more |
7.24% |
Variable
rate,
can change quarterly |
|
Less than $2,000 |
11.24% |
Variable
rate,
can change quarterly |
|
Card Type (Purchase & Cash Advance) |
APR |
Term |
|
Visa Platinum
|
9.90% |
Variable rate,
can change quarterly |
|
Visa Gold
|
11.90% |
Variable rate,
can change quarterly |
|
Visa Classic/Student
|
13.90% |
Variable rate,
can change quarterly
|
For complete credit card program information please click here.
|
|
|
Loan
Type |
APR |
Term |
|
Unsubsidized Stafford |
6.80% |
|
| |
Graduate Subsidized Stafford |
6.80% |
| |
Undergraduate Subsidized Stafford |
5.6% |
| |
Federal PLUS Loan |
8.50% |
| |
Private Student Loans from CompleteEd™ |
|
|
|
Loan
Type |
APR |
Term |
|
Student Computer Loan
Discount available to members with a current or consolidated student loan through Altra. |
6.90%
APR |
$1,500 max. up to 3 yrs. |
|
Computer Loan |
|
$1,500 max. up to 3 yrs. |
|