All rates effective July 1, 2009, and subject to change.
Please call 800-755-0055 for information.

Rates shown include automatic payment set up from an Altra account. Add 0.25% APR to rate for cash payment. Rate based on personal credit history, payment method, and vehicle information; suject to change. Loan terms available up to 72 months; term may be based on age and/or mileage of vehicle.

*First-time Auto Buyer Loan Discount available to qualified borrowers financing their very first auto or truck loan ever, regardless of vehicle model year or loan term. Altra will reduce your qualifying rate by 2.00% APR (as low as 4.49% for '08 or newer models or as low as 5.49% for '07 and older models); subject to change. Loan terms available up to 60 months; term may be based on age and/or mileage of vehicle. Motorcycles and Leases do not qualify.

**Altra Refinance Discount available to qualified borrowers for new and used vehicle loans refinanced at Altra from another financial institution. Altra may reduce your current rate by up to 1.00% APR (as low as 4.49% for '08 or newer models or as low as 5.49% for '07 and older models); rates subject to change. Leases do not qualify. Loan terms available up to 72 months; term may be based on age and/or mileage of vehicle.

Rates shown for current model year with automatic payment set up from an Altra account; add 1.00% APR to rate for other model years. Add 0.25% APR to rate for cash payment. Rate based on personal credit history, payment method, and vehicle information; suject to change. Loan terms available up to 72 months. Fixed terms of 7-10 years available for an additional 1.00%; contact Altra for complete details. Term may be based on age and/or mileage of vehicle.

* In Texas, 2nd Mortgage limited to 80% of a home's available equity. Open-ended credit, such as a Home Equity Line of Credit, are currently not available in Texas. Contact Altra for other Home Equity Loan options.

**Rate valid through July 15, 2009. Available in all states on owner-occupied and vacation homes. Member pays ALL closing costs. Amortiz-ations up to 20 years available for an additional .50% - Amortizations over 10 years require 10 year balloon. 80% LTV includes optional cash out. Weekly, bi-weekly, semi-monthly or monthly payments available EXCEPT in Texas (monthly only).