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You can use Altra's on-line loan application to apply for a new or used vehicle loan, a line of credit, a personal loan or a credit card.

If you are a member of Altra Federal Credit Union, or are eligible for membership, click on the Apply Now button at the bottom of this page to continue.

If you are not a member of Altra Federal Credit Union, please read the following instructions before completing a loan application.

You must be a member of Altra Federal Credit Union to receive a loan. You are eligible for membership if you are:

  • An employee of Trane or a Trane Authorized Dealer
  • An employee of one of our many select employee groups (see SEG List)
  • An immediate family member of an Altra member (spouse, parent, child, sibling, grandparent, grandchild, stepparent, stepchild, stepsibling, or adopted child).
  • A member of the same household as an Altra member (roommate, domestic partner, or foster child).
  • A member of the Prime Times Club, a social organization for residents of the La Crosse area who are age 50 or over.
  • Someone who lives, works, worships, or studies within a
    designated area.
    Click here for a detailed map of the La Crosse, WI, area
    Click here for a detailed map of the Winona, MN, area
    Click here for a detailed map of the Smith County, TX, area
    Click here for a detailed map of Montgomery County, TN
  • An immediate family member (spouse, parent, child, sibling, grandparent, grandchild, stepparent, stepchild, stepsibling, or adopted child) of someone who lives, works, worships, or studies within a designated area.
    Click here for a detailed map of the La Crosse, WI, area
    Click here for a detailed map of the Winona, MN, area
    Click here for a detailed map of the Smith County, TX, area
    Click here for a detailed map of Montgomery County, TN
  • Living in the same household as someone (roommate, domestic partner, foster child) who works, worships, or studies within a designated area.
    Click here for a detailed map of the La Crosse, WI area
    Click here for a detailed map of the Winona, MN, area
    Click here for a detailed map of the Smith County, TX, area
    Click here for a detailed map of Montgomery County, TN

If you are eligible for membership, click on the Apply Now button to continue. You will be able to complete your membership application when you sign your loan papers.

If you are not eligible for membership, please click on the Home button to return to our home page.