To get started, sign on to Access 24 Online Banking, click on Funds Transfer, then click on External Transfer .You will be asked to enter identifying information to receive a validation code via email. Once you have received that code, you continue the registration process by entering information about your accounts at other credit unions, banks, or brokerages.



For optimal security, there is one more account validation process. You will be asked to enter your account number and PIN for online banking at the other financial. This will allow you to begin using Funds Transfer immediately.

If you do not use online banking at the other institution, Altra will make several small deposits to your accounts at the other institutions, using the Standard transfer service. When those deposits have been received, you will be asked to type in the amounts that were deposited to verify you have access to those accounts. You will then be able to make transfers.

With Altra's Funds Transfer, moving money between your accounts at different financial institutions is easy. The first time you do a transfer, you will also be asked to establish a PIN; you will use that same PIN for all subsequent Transfers.

Using Funds Transfer

1. Specify accounts - choose account to withdraw funds FROM and account to deposit funds TO.
2. Choose a service type - either Standard (3 business days) or Premium (next business day).
3. Enter the dollar amount. Review your entries, and click Submit.

You will receive two emails; the first confirming the transfer has been scheduled and the other when the funds have arrived.

Send Money allows you to send an electronic payment to someone without having to know their account number.

Using Send Money

4. Enter your own email address and a message for the recipient.

6. Enter the amount, confirm the instructions, and click on Submit.

7. Contact the recipient by phone to let them know the secret code - it will not be included in the Send Money payment notification.

Your recipient will receive an email letting them know you've sent a payment; this email contains detailed instructions for Altra members and non-members on how to retrieve their funds.