Altra
Visa Platinum, Gold, and Classic Credit Cards
Choose the only Credit Card available today that gives you the worldwide acceptance
of Visa, and the personal, friendly service you’ll only get from your Credit
Union. All our cards have no annual fee and offer Free Rewards - Click
here to
compare all the benefits!
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New
Cardholder Balance Transfer Offer
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All
new Altra cardholders are eligible for a special
low, fixed-for-life rate as low as 5.9% APR on
balance transfers from a non-Altra card. Offer
available only during the first 60 days after your
card is opened.
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Altra
Student Visa & Smart Rewards
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Build
good credit and learn to manage your account responsibly
at the same time. Altra’s Student
Visa offers a sensible credit limit and special student-only
Smart Rewards options.
Click
here to see all the benefits!
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| Falcon
Fraud Protection
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You
can be confident knowing your Altra Visa account
is protected by the most advanced fraud protection
available in the credit card industry today. Fraudulent
activity can often be identified and stopped before
you’re even aware of it.
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FREE
CU Rewards Program
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All
Altra Credit Cards are automatically set up with
free CU Rewards. Each time you make a purchase with
your card, you’ll earn one Reward Point for each
dollar of purchases. You can redeem your Points for
merchandise, car rentals, hotel stays, roundtrip airfare
and more.
Visit CURewards.com for complete details.
Airline
tickets are available for round-trip coach
flights to virtually anywhere in the world.
A 21-day advance purchase is required and some
blackout dates may apply. Additional travel
awards such as car rentals, hotel stays and
cruises are available. Points from other credit
card or frequent flyer programs cannot be combined
with CU Rewards Points.
Reward
Point Redemption Levels |
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2,500
points |
Merchandise
Awards |
6,250 points |
Free Car
Rental |
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6,500
points |
$40
Restaurant or Retail Gift Card |
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15,000
points |
Free
Hotel Stay |
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30,000
points |
Free
Round Trip Airfare |
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33,000
points |
Free
Cruise Package |
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VVerified
by Visa – Free Online Identity Protection
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Enjoy added security for online Visa card purchases.
Through a secure authentication process, your identity
is protected and confirmed with a personal password
each time you make a purchase at a participating online
merchant. Click
Here to register your card. |
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MasterCard
SecureCode
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Shop
securely with MasterCard SecureCode, an online security
service to guard you
against unauthorized use of your MasterCard card
while shopping online at participating merchants.
Once enrolled in this service, you'll have added
confidence knowing that MasterCard SecureCode performs
an extra authentication step to protect your account
from unauthorized users online. Click
Here to register
your card.
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| Free
Convenience Checks |
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An
easy way to pay off higher-interest debt, transfer
balances to your Altra credit card, make purchases
where credit cards are not accepted, or give a
cash gift.
Convenience Checks are considered a cash advance. Call
800-755-0055 to request checks or for
more details.
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| Free
Online Credit Card Statement |
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An
up-to-the-minute view of your Altra Credit Card
statement. View
recent charges, current balance, available
credit, minimum payment due, total Reward Points earned,
and more. You can also securely view the previous three
months' statements.
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| Credit
Card Payment Options |
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Online
payments
Make your Altra credit card payment online from your
Altra checking or savings account anytime, for
any amount. Submit payment online before 6 p.m. Central
Time
and it will
post the next business day. Payment must come
from an Altra checking or savings account to use
the online payment system.
Telephone payments
Transfer payment from any Altra account to your Altra
credit card anytime, for any amount. Make your
payment by phone before 4 p.m. Central Time
and it will post the second business day. Call
608-787-4500
or 800-755-0055 and press 1 to access Call
24, then press 4 and follow the instructions.
Automatic payments
Set up an automatic transfer from any account each
month - you choose the total amount, a
set dollar amount, or the minimum payment.
Access 24 Bill Pay
Use our free Access 24 Online Banking and Bill Pay
system to make your payments. It’s the
perfect solution for the busy member - you
can schedule
a payment for any day and any amount, then
forget it!
Pay
by mail
Of course, you can always mail in your payment in
the envelope provided.
Payment Addresses |
Visa
PO BOX 660348
Dallas, TX 75266-0348 |
Master
Card
PO BOX 660348
Dallas, TX 75266-0348 |
Overnight payments can continue
to be directed to:
Payment Processing
560 Carillon Parkway, St. Petersburg, FL 33716 |
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| Frequently
Asked Questions |
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How do I add a Joint Cardholder?
To add another person to your Altra Credit Card account,
please fill out a separate credit card application
and include your Altra Credit Card account
number.
How do I request an increase in my credit limit?
Either print the Credit Card Change form shown below,
or call 800-755-0055.
Travelers Alert
Due to an unprecedented number of fraudulent Credit and Check Card transactions originating
in Russia, Romania, Ukraine, Bulgaria, Brazil and Malaysia, Altra does not allow purchases or
ATM withdrawals in those countries. |
| Contact
Numbers |
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24
- Hour Credit Card Customer Service
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800-654-7728 |
| Lost/Stolen Altra Credit Cards |
800-654-7728 |
Lost/Stolen
Altra Check or Cash Card
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888-918-7722 |
| Activate
your Credit Card |
800-527-7728 |
| Activate
your Check or Cash Card |
866-985-2273 |
| Credit Card Insurance |
800-445-6500 |
Redeem CU Rewards points (Merchandise)
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CURewards.com |
| Montrose Travel (CURewards Travel) |
800-900-6160 |
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| Credit
Card Forms |
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Download the form you need and return to Altra in person, by mail or
fax.
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Apply
for an Altra credit card. |
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Apply
for an Altra student card. |
| Business Credit Card App |
Apply for an Altra Business credit card. |
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Transfer
your credit card balance to an Altra card. |
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Request
a cash advance from an Altra credit card. |
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Request
a credit limit increase or change your account
terms. |
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Set
up automatic payment on your Altra credit
card. |
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Request
to file a cardholder dispute. |
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Need
an Individual Financial Statement? Fill out
this form. |
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