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  FAFSA

What is the FAFSA?
The FAFSA is the Free Application for Federal Student Aid. Every student, even those who think they won't qualify for financial aid, should complete and submit the FAFSA. The FAFSA is used to determine the amount of your Expected Family Contribution (EFC) and your eligibility for federal and state financial aid.

Apply early
The official deadline for submitting a Free Application for the FAFSA varies from state to state. To be safe and to increase your chances of receiving financial aid, be sure to submit your FAFSA as soon after January 1 as possible. Funding for need-based financial aid is limited, and most awards are offered on a first-come, first-served basis. Your FAFSA filing date determines your place in line.

Reapply each year
You must reapply for federal aid each year by completing the FAFSA or, if you qualify, the renewal FAFSA


How to apply for the FAFSA

1) Get a PIN – www.fafsa.ed.gov
Before filing your FAFSA on the Internet, it is recommended that you (and one of your parents)
apply for a PIN. With a PIN, you’ll be able to:

  • Electronically sign your application.
  • Make corrections to your submitted application.
  • Review your process application data on Student Access on the Web.

2) Apply Online - www.fafsa.ed.gov
Although you can submit a paper application, there are many advantages to using FAFSA on the Web:

  • You’ll get your Student Aid Report (SAR) quicker than with the paper form.
  • FAFSA on the Web checks your answers before you submit your application, so it will less likely be rejected because of missing/conflicting information.
  • You can save application information for transmission at a later time.

3) Complete a FAFSA on the Web Worksheet
This optional tool can be completed to help gather all the necessary documentation prior to completing the actual FAFSA. Be sure to keep these records handy; you may need them again during the financial aid process. The information you’ll need to complete this worksheet, as well as the FAFSA, includes:

  • Social Security Number
  • Driver’s license (if any)
  • W-2 forms and other records of money earned
  • Current bank statements and mortgage information.
  • Records of medical expenses not covered by health insurance.
  • Business and investment records: stocks, bonds, mutual funds, CDs.
  • Your Federal Income Tax Return – IRS Form 1040.
  • Parent’s Federal Income Tax Return (if you are a dependent student).
  • Untaxed income records, such as Social Security, aid to dependent children, child support, welfare, pensions and veterans benefits.
  • Alien registration

Tips for filling out the FAFSA
Estimate, if necessary

The FAFSA requires tax return information. Be sure to file your tax return as soon as possible after January 1 to ensure the accuracy of the application. However, if you’re unable to file your tax returns that quickly, don’t wait to submit your FAFSA. Instead, estimate your income as accurately as possible. You’ll be able to make corrections via the FAFSA Correction on the web or though your school’s financial aid office.

Read the instructions carefully
The words “you” and “your” always refer to the student, whereas questions for parents will be specified.

Don’t leave any fields on the FAFSA blank
Instead, answer “zero” or “not applicable” if the question does not apply to you.
Round to the nearest dollar, and do not use commas or decimal points.

Proof and Sign
Double check your answers & Proofread your application before you submit it. Make sure you (and your parents, if applicable) sign the FAFSA. If you submit your application electronically, print or save your confirmation for your records.

Tax Forms

Use the U.S. Individual Income Tax Return Form 1040, NOT the W-2, for reporting income and taxes paid.

Family with divorced parents
The parent with whom the student lived the most during the past 12 months is responsible for filling out the FAFSA. This may not necessarily be the one with legal custody.

Remarried?
If a single or divorced parent marries, the income and assets of the new spouse must be entered on the FAFSA.

Legal Dependent
A legal dependent is a person for whom you provide and will continue to provide more than half of their support, which includes money, housing, food, clothing, loans, gifts, medical care, and college.

Need Help?
The Department of Education has free detailed instructions about completing the FAFSA and reporting unusual circumstances. You may also contact the Federal Student Aid Information Center at 800-4FED-AID (1-800-433-3243). You can also contact your high school guidance counselor or a college Financial Aid Administrator for assistance. For technical questions about online submissions, call 800-801-0576 (TDD: 800-551-5806).

Beware of professional educational consultants who offer to complete the form for you and provide guidance. They charge a fee for their service. www.fafsa.ed.gov is the official online FAFSA application site, and it is 100% free.

4) Submit the Form
Submit your application online at www.fafsa.ed.gov. Print a copy for your records and make sure you get a confirmation of an electronic signature. If you choose to electronically submit the form but not the signatures, you still need to print, sign, and send in your signature page by mail right away.

5) Follow Up
To find out if your FASA has been processed, log on to www.fafsa.ed.gov or contact the Department of Education at 1-800-4FED-AID. You will be asked to provide your Social Security number and date of birth for verification.
Several weeks after submitting the FAFSA, look for your Student Aid Report (SAR) in the mail. It will contain your Estimated Family Contribution (EFC).



Student Aid Report (SAR)
You'll receive a Student Aid Report (SAR) approximately four to six weeks after you submit the FAFSA to the Department of Education. This report is generated from your family's financial information you provided on the FAFSA and indicates your Expected Family Contribution (EFC) or the amount your family is expected to contribute to your college education. The EFC listed on your SAR will determine the amount of financial aid you will receive.

Each school listed on your FAFSA (up to six) will also receive a copy of your SAR. The school's Financial Aid Office will use the information contained in the SAR to determine your total aid package, including loan eligibility and Federal Work-Study qualification.

Once you have received your SAR, it is a good idea to check with the Financial Aid Offices at the schools where you applied. Make sure that they have received all the documents needed to process your application for financial aid. Often, colleges have their own forms and deadlines for applying for financial aid.

Sending Your SAR to More Schools
If you want to send your SAR to more than six schools, there are several ways to accomplish this without spending any money.

  • Provide the schools with your Social Security number and the data release number (DRN) listed on the SAR. The school will then be able to download an electronic version.
  • Call the Federal Student Aid Information Center at 1-800-433-3243 (TTY 1-800-730-8913) and request duplicate copies be sent to you.
  • Go to www.fafsa.ed.gov. Select "Entering a FAFSA Online." Choose the "Request Duplicate Student Aid Report" option and complete the form.

Go to FAFSA Corrections on the Web and add more schools by submitting a correction to your FAFSA information.

Check Your Student Aid Report Carefully!
As soon as your SAR arrives in the mail, check it carefully for mistakes. Compare the information listed on the SAR to your copy of the FAFSA you submitted. Do they match?

Special Note for Males age 18-25
Males age 18-25 who haven't yet registered with the Selective Service are not eligible for student financial aid. When your FAFSA is processed, the Selective Service Database is checked to see if you have registered and the results are listed on your SAR. Males age 18-25 can register for Selective Service by checking a box on the FAFSA form, online at www.sss.gov, at the Post Office, or at their high school.

Incorrect Data?
If you find incorrect data, there are three ways to correct it:

  • Enter your corrections online at FAFSA Corrections on the Web
  • Contact the Financial Aid Office at the school you plan to attend to see if the school can send the corrections electronically. If not, you will need to send corrections yourself.
  • Write the correct answers on the SAR and mail it to the designated address.